Credit Solutions

Overview

Prepaid card services in NI allow users to access and use prepaid cards in the payment processing system. Prepaid cards are a type of payment card that are loaded with a specific amount of funds, which can be used to make purchases or withdraw cash at locations that accept the card.Users of prepaid card services in a payment processing company can typically:

Version

LoanOnCall QuickCash

Status:

Production

Version:

V2

Product:

Debit Solutions

Loan on Call Quick Cash

Overview

The Quick Cash API is a powerful tool for payment processing companies that offer loan services. This API allows customers to apply for and receive loans quickly and easily, providing a convenient and hassle-free way to access credit when needed.

How It Works

The customer initiates a loan request through the payment processing company's website or mobile app, using the Loan On Call Quick Cash API. The payment processing company verifies the customer's identity and the details of the loan request, using industry-standard security measures to protect customer data and prevent fraud. If the loan request is approved, the payment processing company processes the loan, transferring the funds to the customer's account.

The customer is notified of the approved loan and can view the loan details, including the repayment terms, through the payment processing company's website or mobile app.

https://api-sandbox.network.global

LoanOnCall QuickCash

Status:

Production

Version:

V2

Product:

Debit Solutions
/SB/CardServices/Transaction/V2/LoanOnCallQuickCash
curl --location --request POST '#{PARAM_URL}' --header 'Authorization: Bearer {{ access_token }}' {custom_headers} --data-raw '#{JSON_PAYLOAD}'
curl --location --request GET 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'
curl --location --request POST 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'

Node Child Node Type Length Description
Authorization* requiredBearer xxxx* requiredstringAuthorization Header (Bearer Token)
Content-Type* requiredapplication/json* requiredstringContent Type

Node TypeTypeLengthDescription
currencystring4currency
amountstring20amount
descriptionstring4Description
transaction_ref_numberstring20Transaction Ref Number
override_optionsnumber_of_portions* string32No of portions
interest_rate* string32Interest Rate
fee_waive* string32Fee Waive
ad-hoc_fee_type* string32Adhoc Fee Type
ad-hoc_fee* string32Adhoc Fee
grace_period* string32Grace Period
free_period_number* string32Free Period Number
portion_amount* string32Portion Amount
allocate_interest_amount* string32Allocate Interest Amount

{
    "currency": "AED",
    "amount": "3000.00",
    "description": "Loan On Cash 270620221110",
    "transaction_ref_number": "11100521",
    "plan_number": "00166",
    "override_options": {
        "number_of_portions": "",
        "interest_rate": "10",
        "fee_waive": "N",
        "ad-hoc_fee_type": "F",
        "ad-hoc_fee": "20",
        "grace_period": "1",
        "free_period_number": "1",
        "portion_amount": "40000",
        "allocate_interest_amount": "1000"
    }
}

Node Child Node Type Length Description
Content-Typeapplication/jsonstringContent Type

Node TypeTypeLengthDescription
currencystring4currency
amountstring20amount
descriptionstring4Description
transaction_ref_numberstring20Transaction Ref Number
override_optionsnumber_of_portions* string32No of portions
interest_rate* string32Interest Rate
fee_waive* string32Fee Waive
ad-hoc_fee_type* string32Adhoc Fee Type
ad-hoc_fee* string32Adhoc Fee
grace_period* string32Grace Period
free_period_number* string32Free Period Number
portion_amount* string32Portion Amount
allocate_interest_amount* string32Allocate Interest Amount

{
    "currency": "AED",
    "amount": "3000.00",
    "description": "Loan On Cash 270620221110",
    "transaction_ref_number": "11100521",
    "plan_number": "00166",
    "override_options": {
        "number_of_portions": "",
        "interest_rate": "10",
        "fee_waive": "N",
        "ad-hoc_fee_type": "F",
        "ad-hoc_fee": "20",
        "grace_period": "1",
        "free_period_number": "1",
        "portion_amount": "40000",
        "allocate_interest_amount": "1000"
    }
}

Code Description
200Sample Description
400Bad Request
401Unauthorized
403Forbidden
500Internal Server Error
502Bad gateway
503Scheduled Maintenance
504Gateway Timeout
596Service Not Found