Credit Solutions
Overview
Prepaid card services in NI allow users to access and use prepaid cards in the payment processing system. Prepaid cards are a type of payment card that are loaded with a specific amount of funds, which can be used to make purchases or withdraw cash at locations that accept the card.Users of prepaid card services in a payment processing company can typically:
Activate prepaid cards
Users can activate prepaid cards when they are first issued or after they have been deactivated for any reason.
Check card balances
Users can check the balance on a prepaid card in real-time or on a scheduled basis.
View transaction history
Users can view a detailed record of all transactions made with a prepaid card, including the date, time, amount, and location of each transaction.
Reload cards
Users can add funds to a prepaid card, either by transferring money from another account or by purchasing a reload card.
Resolve disputes
Users can access a process for resolving disputes or issues that may arise with prepaid card transactions.
Protect against fraud
Users can access measures to detect and prevent fraudulent activity on prepaid cards, such as monitoring for suspicious activity or requiring additional authentication for certain transactions.
Manage card accounts
Users can view and manage their prepaid card accounts, including the ability to set spending limits, view transaction history, and update personal information.
Get Eligible Plans
Status:
Production
Version:
V2
Product:
Debit Solutions
Get Eligible Plans
Overview
The 'Get Eligible Plans' API offers personalized plan recommendations based on eligibility criteria, allowing for a seamless and efficient plan selection process. With comprehensive and informative plan details provided, users can make informed decisions about which plan is best for them. Overall, this API streamlines the process of finding the right plan for each user.
Eligibility-based plan recommendations
This API offers personalized plan recommendations based on eligibility criteria, ensuring that customers only see plans that they are eligible for.
Quick and easy plan selection
The 'Get Eligible Plans' API provides a quick and easy way for users to find the best plan for their needs, saving time and effort.
Relevant plan details
The API provides detailed information about the recommended plans, including the plan number, interest rate etc. helping consumers make informed decisions.
How It Works
The 'Get Eligible Plans' API is allows authorized users to retrieve a list of plans that they are eligible for based on certain criteria. To use this API, users must provide information about the card they want to use for the plan, as well as details about the transaction and the type of action they want to perform. The API will then provide a list of eligible plans that match the user's criteria, including details such as the plan name, price, and duration.
Process 1
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Process 1
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Process 1
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Status:
Production
Version:
V2
Product:
Debit Solutions
Node | Child Node | Type | Length | Description |
---|---|---|---|---|
Authorization | Bearer xxxx | string | Authorization Header (Bearer Token) | |
Content-Type | application/json | string | Content Type |
Node Type | Type | Length | Description | |||||||
---|---|---|---|---|---|---|---|---|---|---|
header | msg_id | string | 12 | The msg_id sent in the request will be sent back in response in this field | ||||||
msg_type | string | 12 | Request Type Default ENQUIRY | |||||||
msg_function | string | 50 | Function name to be used Default REQ_GET_ELIGIBLE_PLANS | |||||||
src_application | string | 10 | Source requesting channel Ex IVR | |||||||
target_application | string | 10 | Target application name Ex PCMS | |||||||
timestamp | string | 30 | Timestamp of the request Format DD/MM/YYYY HH:MM:SS | |||||||
bank_id | string | 4 | Source Bank Id Ex bankID | |||||||
body | card_identifier_id | string | 32 | card identifier | ||||||
card_identifier_type | string | 20 | CONTRACT_NUMBER or EXID | |||||||
trans_id | string | 20 | Transaction Id | |||||||
action | string | 20 | balance_conversion, balance_transfer, loan | |||||||
balance_amount | string | 20 | Balance amount |
{
"NISrvRequest": {
"request_get_eligible_plans": {
"header": {
"msg_id": "236001",
"msg_type": "ENQUIRY",
"msg_function": "REQ_GET_ELIGIBLE_PLANS",
"src_application": "IVR",
"target_application": "CMS",
"timestamp": "2020-07-20T10:49:02.366+04:00",
"bank_id": "NIC"
},
"body": {
"card_identifier_id": "99984100148297467162",
"card_identifier_type": "EXID",
"trans_id": "",
"action": "EXID",
"balance_amount": "EXID"
}
}
}
}
Node | Child Node | Type | Length | Description |
---|---|---|---|---|
Content-Type | application/json | string | Content Type |
Node Type | Type | Length | Description | |||||||
---|---|---|---|---|---|---|---|---|---|---|
header | msg_id | string | 12 | The msg_id sent in the request will be sent back in response in this field | ||||||
msg_type | string | 12 | Request Type Default ENQUIRY | |||||||
msg_function | string | 50 | Function name to be used Default RES_GET_ELIGIBLE_PLANS | |||||||
src_application | string | 10 | Source requesting channel Ex IVR | |||||||
target_application | string | 10 | Target application name Ex PCMS | |||||||
timestamp | string | 30 | Timestamp of the request Format DD/MM/YYYY HH:MM:SS | |||||||
bank_id | string | 4 | Source Bank Id Ex bankID | |||||||
instance_id | string | 10 | InstanceID | |||||||
exception_details | ||||||||||
body | plans | plan_number | string | 5 | Plan number | |||||
number_of_portions | string | 4 | Number of portions | |||||||
interest | string | 3 | Interest |
{
"NISrvResponse": {
"response_get_eligible_plans": {
"header": {
"msg_id": "236001",
"msg_type": "ENQUIRY",
"msg_function": "RES_GET_ELIGIBLE_PLANS",
"src_application": "IVR",
"target_application": "CMS",
"timestamp": "2020-07-20T10:49:02.366+04:00",
"bank_id": "NIC",
"instance_id": "InstanceID"
},
"exception_details": {
"application_name": "TCC-ADP",
"date_time": "2023-02-01T16:39:47.314+04:00",
"status": "S",
"error_code": "000",
"error_description": "Success"
},
"body": {
"plans": [
{
"plan_number": "",
"number_of_portions": "",
"interest": ""
}
]
}
}
}
}
Code | Description |
---|---|
200 | Sample Description |
400 | Bad Request |
401 | Unauthorized |
403 | Forbidden |
500 | Internal Server Error |
502 | Bad gateway |
503 | Scheduled Maintenance |
504 | Gateway Timeout |
596 | Service Not Found |