Prepaid Solutions

Prepaid Solutions

Overview

With our prepaid solution, you can extend prepaid products to customers without constraints such as credit rating, income, or bank account ownership. The solution includes issuer, branch, corporate, or cardholder web-based portals, enabling effortless sales, maintenance, load, and card or customer lifecycle management. These features empower non-banked customers to manage their finances like seasoned professionals, making financial management more accessible and straightforward.

Activate prepaid cards

Users can activate prepaid cards when they are first issued or after they have been deactivated for any reason.

Check card balances

Users can check the balance on a prepaid card in real-time or on a scheduled basis.

View transaction history

Users can view a detailed record of all transactions made with a prepaid card, including the date, time, amount, and location of each transaction.

 

Reload cards

Users can add funds to a prepaid card, either by transferring money from another account or by purchasing a reload card.

Resolve disputes

Users can access a process for resolving disputes or issues that may arise with prepaid card transactions.

 

Manage card accounts

Users can view and manage their prepaid card accounts, including the ability to set spending limits, view transaction history, and update personal information.

 
Download
Version
Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Create(Post)

The Account Create API allows for the creation of new customer accounts. Parameters include customer ID, card type, branch code, Product code, currency, and custom fields.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Create(Post)

A card creation API in a payment processing company allows users to add a credit or debit card to their account on the payment platform.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Activate(Post)

This API is used for activating newly issued cards or ones that have been renewed. Enables transactions on a new or replaced card by activating it.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Set Pin(Post)

This API enables the setting of a personal identification number (PIN) for a specific card, which can then be used for point of sale or ATM transactions.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Pin Verification(Post)

This API is used to check if a PIN provided by the cardholder matches the one associated with the card, in order to confirm the identity of the cardholder.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Pin Change(Post)

This API allows a cardholder to change their PIN by verifying their current PIN and setting a new one. The new PIN will be used for Point of Sales or ATM transactions.

Status :Production
Version :V2
Product : Prepaid Solutions
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Pin Tries Counter Reset(Post)

This API allows to reset the number of attempts a user has made to enter the correct PIN, in case the user has entered the incorrect PIN multiple times.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get CVV2(Post)

This API allows consumers to retrieve the CVV2 (Card Verification Value 2) for a specific card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Lookup Card Identifier(Post)

This API allows you to obtain an alternative identifier for a given card by using its identifier as input, the API will then return a different type of identifier such as tokenized card identifier.

Status :Production
Version :V2
Product : Prepaid Solutions
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Cards List(Post)

This API obtains a comprehensive listing of all the cards linked to a specific cardholder, including prepaid, credit, and debit cards.

Status :Production
Version :V2
Product : Prepaid Solutions
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Accounts List(Post)

The List of Accounts API is a useful tool for payment processing companies that offer a range of financial products, such as credit cards, debit cards, and bank accounts. This API allows customers to easily view a list of all their accounts with the payment processing company, providing a convenient way to manage their finances and keep track of their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Details Enquiry(Post)

This API is used to retrieve information about a specific card such as the primary account number, the product the card is associated with, the status of the card, and any balances associated with the card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Customer Details(Post)

A customer details enquiry API allows a payment processing company to retrieve information about a customer's account. This could be used, for example, by a merchant to get information about a customer's billing address or by a customer service representative to verify account details.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Transaction(Post)

This API posts a financial transactions on card or account by debiting or crediting the account balance with provided amount and currency.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Statement Summary(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Status Change(Post)

This API is used to change the status of a card or account, such as blocking or unblocking it. It is used primarily for security purposes.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Card Transactions(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Replacement(Post)

This API is used to request a new card to replace a lost, stolen, damaged, or expired card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Client Update(Post)

A client update API in a payment processing company allows users to update information for an existing client account in the payment processing system.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Update(Post)

This API allows for the updating of an existing account for a cardholder.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Update(Post)

The API facilitates the modification of an existing card associated with a specific account and cardholder.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Limits(Post)

This API allows customers to easily view a summary of their limit usage, providing a convenient way to keep track of their spending and manage their finances.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Balance Enquiry(Post)

Obtains information about the card's available funds and balances related to the product type.

Status :Production
Version :V2
Product : Prepaid Solutions
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Switch Restrictions(Post)

This API allows customers to seamlessly switch restrictions on their credit or debit cards, helping them to make decisions about their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
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Update Limits(Post)

This API enables customers to quickly and easily view any limits on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Companies(Post)

This API enables customers to Get the details of the companies

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Restrictions(Post)

This API enables customers to quickly and easily view any restrictions on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
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Bulk Card Create(Post)

Bulk card create can generate a pool of no-name plastic cards ready for instant issuance.

Status :Production
Version :V2
Product : Prepaid Solutions
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Bulk List Of Cards(Post)

Bulk list of cards can be used to check the status of bulk card create requests or to access the list of pre-embossed cards.

Status :Production
Version :V2
Product : Prepaid Solutions
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Bulk Card Summary(Post)

Bulk card summary can be used to check summary of the cards available in stock.

Status :Production
Version :V2
Product : Prepaid Solutions
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Bulk Move Cards(Post)

Bulk move cards can be used to move card/list of cards or batches from one client to another.

Status :Production
Version :V2
Product : Prepaid Solutions
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OnlineEmbossing(Post)

This API is used to immediately send a request for card embossing.

Status :Production
Version :V2
Product : Prepaid Solutions
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P2P Transfer(Post)

This API facilitates debiting from the "source identifier" and crediting to the "target identifier" for the requested amount within the same financial institution.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Transaction(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Status Change(Post)

This API updates block codes on the account level for an account identifier.

Status :Production
Version :V2
Product : Prepaid Solutions
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Switch MCC(Post)

This API enables or disables MCC groups/codes for a card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Release Pending Authorization(Post)

This API cancels pending authorizations. It will only search for pending authorizations.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get MCC Controls(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Balance Enquiry(Post)

The Account Balance API receives balance details of account numbers.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Hierarchy Enquiry(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Account Transactions(Post)

This API pulls transactions which are authorized, time_based/posted, or statemented to account.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Dictionaries MCC(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version :V2
Product : Prepaid Solutions
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Set FXRates(Post)

This service is used by an FI to set FX rates for a currency.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get FXRates(Post)

This service is used by an FI to get FX rates for a currency.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Contact Details(Post)

This API allows fetching the customer contact details.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Update

Status:

Production

Version:

V2

Product:

Prepaid Solutions

Account Update

Overview

This API allows for the updating of an existing account for a specific client, and this account will be linked to a specific product.

Automated account updation

This API allows for automatic updating of account numbers, making the account updation process faster and more efficient.

Product-specific accounts

This API allows for the updating of accounts that are linked to specific products, enabling the tracking of account activity and balances for specific products.

Client association

This API allows for the association of a new account with a specific client, making it easier to track account activity and balances for a particular client.

How It Works

This API allows for the updating of an existing account for a specific client. It will take the client identifier as an input, which can be in the form of a unique ID or any other client identifier that is used in the system. The API will then use this identifier to update the account under the specific client. The account number can be passed as an input as part of this API.

A mandatory input for this API is the product code, which is used to identify the product that the account will be linked to. The product code will be used to retrieve all the related parameters, such as the account type, transaction limits, features, and services associated with the product.

Once all the necessary inputs are provided, the API will update the existing account and link it to the client and the specific product. The account will be activated and the client will be able to access the account and manage their transactions and balances.

For Multi-currency products, when creating new wallets, you have two options:













 
  1. Option 1: Send the key CN-WALLET_LIST_ADD under custom_fields with the value as a list of the desired wallets (e.g., 'USD, LBP').
  2. Option 2: Send the key CN-WALLET_LIST under custom_fields, including the already existing wallets in the list (e.g., 'AED, USD, LBP'). With this option, the order of the currencies will determine the wallet priority.

If you only need to update the priority of the wallets, you can use the CN-WALLET_LIST option.

 

Process 1

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Process 1

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Process 1

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https://api-sandbox.network.global

Account Update

Download

Status:

Production

Version:

V2

Product:

Prepaid Solutions
/SB/AccountServices/Transaction/V2/AccountUpdate
curl --location --request POST '#{PARAM_URL}' --header 'Authorization: Bearer {{ access_token }}' {custom_headers} --data-raw '#{JSON_PAYLOAD}'
curl --location --request GET 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'
curl --location --request POST 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'

Node Child Node Type Length Description
Authorization* requiredBearer xxxx* requiredstringAuthorization Header (Bearer Token)
Content-Type* requiredapplication/json* requiredstringContent Type

Node TypeTypeLengthDescription
headermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION”
msg_function* requiredstring50Message functions: Should be “REQ_ACCOUNT_UPDATE”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
bodyaccount_number* requiredstring64Account number
card_type* requiredstring7Informative value to the request, does not have any functional impact, the value can be PREPAID/CREDIT/DEBIT
accountcustomer_id* requiredstring20Customer ID: Customer Identification number This should be a unique number
branch_code* requiredstring10Branch Code, if no branches are used, the code must be same as bank_code
account_number* requiredstring64Account number (This can not be updated)
custom_fieldskeystring20Custom Tag. Ex: CN-RBS_NUMBER
valuestring128Tag value. Ex: 9998881110000000

{
    "NISrvRequest": {
        "request_account_update": {
            "header": {
                "msg_id": "236001",
                "msg_type": "TRANSACTION",
                "msg_function": "REQ_ACCOUNT_UPDATE",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC"
            },
            "body": {
                "account_number": "0009821110000000008",
                "card_type": "CREDIT",
                "account": {
                    "customer_id": "100000027",
                    "branch_code": "982",
                    "account_number": "0009821110000000008",
                    "custom_fields": [
                        {
                            "key": "CN-RBS_NUMBER",
                            "value": "9998881110000000"
                        }
                    ]
                }
            }
        }
    }
}

Node Child Node Type Length Description
Content-Typeapplication/jsonstringContent Type

Node TypeTypeLengthDescription
headermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION”
msg_function* requiredstring50Message functions: Should be “REP_ACCOUNT_UPDATE”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the response - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
exception_detailsapplication_name* requiredstring20 Application Name
date_time* requiredstring30 Timestamp of the response Format YYYY-MM-DD HH:MM:SS
status* requiredstring1 Status of the request (S/F)
error_code* requiredstring4 EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions)
error_description* requiredstring100 Error Description (Check error codes section for the complete list of error codes and error code descriptions)
transaction_ref_idstring20 The tracking_id sent in the request will be sent back in response in this field.
bodyaccount_number* requiredstring64Account number
custom_fieldskeystring20Custom Tag. Ex: CN-RBS_NUMBER
valuestring128Tag value. Ex: 9998881110000000

{
    "NISrvResponse": {
        "response_account_update": {
            "header": {
                "msg_id": "236001",
                "msg_type": "TRANSACTION",
                "msg_function": "REP_ACCOUNT_UPDATE",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2024-02-15T15:35:10.923+04:00",
                "bank_id": "NIC"
            },
            "exception_details": {
                "application_name": "TCC-ADP",
                "date_time": "2024-02-15T15:35:10.923+04:00",
                "status": "S",
                "error_code": "000",
                "error_description": "Success"
            },
            "body": {
                "account_number": "0009821110000000008",
                "custom_fields": [
                    {
                        "key": "CN-AECB_STATUS_TYPE",
                        "value": "_"
                    },
                    {
                        "key": "CN-AMF_WAIVER_A",
                        "value": "N"
                    },
                    {
                        "key": "CN-BC_A1",
                        "value": "_"
                    },
                    {
                        "key": "CN-BC_A2",
                        "value": "_"
                    },
                    {
                        "key": "CN-CARD_TARIFF",
                        "value": "PCT_003"
                    },
                    {
                        "key": "CN-CONTRACT_NAME",
                        "value": "Last First"
                    },
                    {
                        "key": "CN-CREDIT_LIMIT_AM",
                        "value": "0"
                    },
                    {
                        "key": "CN-CRLIM_MAX_IGNORE_PE",
                        "value": "N"
                    },
                    {
                        "key": "CN-DATE_OPEN",
                        "value": "2024-02-04"
                    },
                    {
                        "key": "CN-DD_DAY",
                        "value": "0"
                    },
                    {
                        "key": "CN-DD_ENROLMENT",
                        "value": "N"
                    },
                    {
                        "key": "CN-DD_PCNT",
                        "value": "0"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-01",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-02",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-03",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-04",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-05",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-06",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-07",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-08",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-09",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-10",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-11",
                        "value": "_"
                    },
                    {
                        "key": "CN-INS_ENROLMENT-12",
                        "value": "_"
                    },
                    {
                        "key": "CN-INTEREST_WAIVER",
                        "value": "N"
                    },
                    {
                        "key": "CN-LPF_WAIVER",
                        "value": "N"
                    },
                    {
                        "key": "CN-LTY_ACCR_WAIVER",
                        "value": "Y"
                    },
                    {
                        "key": "CN-LTY_ENROLMENT",
                        "value": "N"
                    },
                    {
                        "key": "CN-MMF_WAIVER_A",
                        "value": "N"
                    },
                    {
                        "key": "CN-MTP_FLAG",
                        "value": "N"
                    },
                    {
                        "key": "CN-OVL_WAIVER",
                        "value": "N"
                    },
                    {
                        "key": "CN-RBS_NUMBER",
                        "value": "9998881110000000"
                    },
                    {
                        "key": "CN-SAV_ACC_AM",
                        "value": "0"
                    },
                    {
                        "key": "CN-SCORE_LIMIT",
                        "value": "0"
                    },
                    {
                        "key": "CN-SCORE_LIMIT_APPR",
                        "value": "0"
                    },
                    {
                        "key": "CN-SCORE_VAL",
                        "value": "0"
                    },
                    {
                        "key": "CN-SEC_CH_AM",
                        "value": "0"
                    },
                    {
                        "key": "CN-SMS_ENROLMENT",
                        "value": "Y"
                    },
                    {
                        "key": "CN-STMT_FEE_WAIVE_PERS",
                        "value": "N"
                    },
                    {
                        "key": "CN-STMT_FLAG_PE",
                        "value": "B"
                    },
                    {
                        "key": "CN-TEMP_CREDIT_LIMIT_AM",
                        "value": "0"
                    }
                ]
            }
        }
    }
}

Code Description
200Sample Description
400Bad Request
401Unauthorized
403Forbidden
500Internal Server Error
502Bad gateway
503Scheduled Maintenance
504Gateway Timeout
596Service Not Found