Prepaid Solutions

Prepaid Solutions

Overview

With our prepaid solution, you can extend prepaid products to customers without constraints such as credit rating, income, or bank account ownership. The solution includes issuer, branch, corporate, or cardholder web-based portals, enabling effortless sales, maintenance, load, and card or customer lifecycle management. These features empower non-banked customers to manage their finances like seasoned professionals, making financial management more accessible and straightforward.

Activate prepaid cards

Users can activate prepaid cards when they are first issued or after they have been deactivated for any reason.

Check card balances

Users can check the balance on a prepaid card in real-time or on a scheduled basis.

View transaction history

Users can view a detailed record of all transactions made with a prepaid card, including the date, time, amount, and location of each transaction.

 

Reload cards

Users can add funds to a prepaid card, either by transferring money from another account or by purchasing a reload card.

Resolve disputes

Users can access a process for resolving disputes or issues that may arise with prepaid card transactions.

 

Manage card accounts

Users can view and manage their prepaid card accounts, including the ability to set spending limits, view transaction history, and update personal information.

 
Download
Version
Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Account Create(Post)

The Account Create API allows for the creation of new customer accounts. Parameters include customer ID, card type, branch code, Product code, currency, and custom fields.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Create(Post)

A card creation API in a payment processing company allows users to add a credit or debit card to their account on the payment platform.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Activate(Post)

This API is used for activating newly issued cards or ones that have been renewed. Enables transactions on a new or replaced card by activating it.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Set Pin(Post)

This API enables the setting of a personal identification number (PIN) for a specific card, which can then be used for point of sale or ATM transactions.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Pin Verification(Post)

This API is used to check if a PIN provided by the cardholder matches the one associated with the card, in order to confirm the identity of the cardholder.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Pin Change(Post)

This API allows a cardholder to change their PIN by verifying their current PIN and setting a new one. The new PIN will be used for Point of Sales or ATM transactions.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Pin Tries Counter Reset(Post)

This API allows to reset the number of attempts a user has made to enter the correct PIN, in case the user has entered the incorrect PIN multiple times.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Get CVV2(Post)

This API allows consumers to retrieve the CVV2 (Card Verification Value 2) for a specific card.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Lookup Card Identifier(Post)

This API allows you to obtain an alternative identifier for a given card by using its identifier as input, the API will then return a different type of identifier such as tokenized card identifier.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Cards List(Post)

This API obtains a comprehensive listing of all the cards linked to a specific cardholder, including prepaid, credit, and debit cards.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Accounts List(Post)

The List of Accounts API is a useful tool for payment processing companies that offer a range of financial products, such as credit cards, debit cards, and bank accounts. This API allows customers to easily view a list of all their accounts with the payment processing company, providing a convenient way to manage their finances and keep track of their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Details Enquiry(Post)

This API is used to retrieve information about a specific card such as the primary account number, the product the card is associated with, the status of the card, and any balances associated with the card.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Customer Details(Post)

A customer details enquiry API allows a payment processing company to retrieve information about a customer's account. This could be used, for example, by a merchant to get information about a customer's billing address or by a customer service representative to verify account details.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Transaction(Post)

This API posts a financial transactions on card or account by debiting or crediting the account balance with provided amount and currency.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Statement Summary(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Status Change(Post)

This API is used to change the status of a card or account, such as blocking or unblocking it. It is used primarily for security purposes.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Get Card Transactions(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Replacement(Post)

This API is used to request a new card to replace a lost, stolen, damaged, or expired card.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Client Update(Post)

A client update API in a payment processing company allows users to update information for an existing client account in the payment processing system.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Account Update(Post)

This API allows for the updating of an existing account for a cardholder.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Update(Post)

The API facilitates the modification of an existing card associated with a specific account and cardholder.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Get Limits(Post)

This API allows customers to easily view a summary of their limit usage, providing a convenient way to keep track of their spending and manage their finances.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Balance Enquiry(Post)

Obtains information about the card's available funds and balances related to the product type.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Switch Restrictions(Post)

This API allows customers to seamlessly switch restrictions on their credit or debit cards, helping them to make decisions about their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Update Limits(Post)

This API enables customers to quickly and easily view any limits on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Get Companies(Post)

This API enables customers to Get the details of the companies

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Get Restrictions(Post)

This API enables customers to quickly and easily view any restrictions on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Bulk Card Create(Post)

Bulk card create can generate a pool of no-name plastic cards ready for instant issuance.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Bulk List Of Cards(Post)

Bulk list of cards can be used to check the status of bulk card create requests or to access the list of pre-embossed cards.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Bulk Card Summary(Post)

Bulk card summary can be used to check summary of the cards available in stock.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Bulk Move Cards(Post)

Bulk move cards can be used to move card/list of cards or batches from one client to another.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
OnlineEmbossing(Post)

This API is used to immediately send a request for card embossing.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
P2P Transfer(Post)

This API facilitates debiting from the "source identifier" and crediting to the "target identifier" for the requested amount within the same financial institution.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Account Transaction(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Account Status Change(Post)

This API updates block codes on the account level for an account identifier.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Switch MCC(Post)

This API enables or disables MCC groups/codes for a card.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Release Pending Authorization(Post)

This API cancels pending authorizations. It will only search for pending authorizations.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Get MCC Controls(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Account Balance Enquiry(Post)

The Account Balance API receives balance details of account numbers.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Account Hierarchy Enquiry(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Get Account Transactions(Post)

This API pulls transactions which are authorized, time_based/posted, or statemented to account.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Get Dictionaries MCC(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Set FXRates(Post)

This service is used by an FI to set FX rates for a currency.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Get FXRates(Post)

This service is used by an FI to get FX rates for a currency.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   
Card Contact Details(Post)

This API allows fetching the customer contact details.

Status :Production
Version :V2
Product : Prepaid Solutions
Try Out   

Card Statement Summary

Status:

Production

Version:

V2

Product:

Prepaid Solutions

Card Statement Summary

Overview

This API allows developers to retrieve transaction history for a specific card. It requires one of the supported card identifier as an input and returns all transaction details within a specified date range. The API connects to the card issuer's management system and retrieves the transaction history for the provided card number. The returned information includes details such as transaction amount, merchant name, and transaction date. API has capability to list posted transactions, authorized transactions or statement transactions

Transaction history retrieval

The primary feature of this API is its ability to retrieve transaction history for a specific card. It allows developers to easily access a cardholder's transaction history within a specified date range, providing them with the information they need to display the transaction history to the customer or for internal purposes.

Date range filtering

The API allows developers to specify a date range when retrieving transaction history, providing them with a more targeted and relevant set of information. This feature is particularly useful for businesses that need to monitor transaction activity over a specific period of time.

Secure data transfer

The API uses standard HTTP protocols to receive the request and return the response and it also uses the necessary authentication credentials such as an API key, which provides an additional layer of security to protect the cardholder's information.

How It Works

The customer initiates a statement summary request through the payment processing company's website or mobile app, using the Card Statement Summary API. The payment processing company verifies the customer's identity and retrieves the statement summary for the requested time period. The payment processing company returns the statement summary to the customer through the website or mobile app, allowing the customer to view a summary of their card activity and spending. The customer can use the Card Statement Summary API to review their spending and manage their finances, providing a convenient way to stay on top of their finances.

Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.

Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.

Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.

https://api-sandbox.network.global

Card Statement Summary

Download

Status:

Production

Version:

V2

Product:

Prepaid Solutions
/SB/CardServices/Enquiry/V2/CardStatementSummary
curl --location --request POST '#{PARAM_URL}' --header 'Authorization: Bearer {{ access_token }}' {custom_headers} --data-raw '#{JSON_PAYLOAD}'
curl --location --request GET 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'
curl --location --request POST 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'

Node Child Node Type Length Description
Authorization* requiredBearer xxxx* requiredstringAuthorization Header (Bearer Token)
Content-Type* requiredapplication/json* requiredstringContent Type

Node TypeTypeLengthDescription
headermsg_id* requiredstring12CardStatementSummaryHeader
msg_type* requiredstring12Request Type Default ENQUIRY
msg_function* requiredstring50Function name to be used Default REQ_CARD_STATEMENT_SUMMARY
src_application* requiredstring10Source requesting channel Ex IVR
target_application* requiredstring10Target application name Ex PCMS
timestamp* requiredstring30Timestamp of the request Format DD/MM/YYYY HH:MM:SS
tracking_idstring30Transaction Tracking Id
bank_id* requiredstring4Source Bank Id Ex bankID
bodycard_identifier_id* requiredstring32card identifier
card_identifier_type* requiredstring20CONTRACT_NUMBER or EXID
statement_period* requiredstring4Format MMYY (Maximum statement is 12 months from the current date)

{
    "NISrvRequest": {
        "request_card_statement_summary": {
            "header": {
                "msg_id": "236001",
                "msg_type": "ENQUIRY",
                "msg_function": "REQ_CARD_STATEMENT_SUMMARY",
                "src_application": "IVR",
                "target_application": "PCMS",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "tracking_id": "236001",
                "bank_id": "NIC"
            },
            "body": {
                "card_identifier_id": "99984100148297467162",
                "card_identifier_type": "EXID",
                "statement_period": "0323"
            }
        }
    }
}

Node Child Node Type Length Description
Content-Typeapplication/jsonstringContent Type

Node TypeTypeLengthDescription
NISrvResponseresponse_card_statement_summaryheadermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
msg_function* requiredstring50Static Value - RES_CARD_STATEMENT_SUMMARY
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the response Date & time Format DD/MM/YYYY HH:MM:SS
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
exception_detailsapplication_name* requiredstring20Application Name
date_time* requiredstring30Timestamp of the response Format “YYYY-MM-DD HH:MM:SS”
status* requiredstring1Status of the request (S/F)
error_code* requiredstring4EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions)
error_description* requiredstring100Error Description (Check error codes section for the complete list of error codes and error code descriptions)
transaction_ref_idstring20The tracking_id sent in the request will be sent back in response in this field.
bodycard_identifier_id* requiredstring32454545XXXXXX1234
card_identifier_type* requiredstring20CONTRACT_NUMBER is used for clear card number or EXID which is a unique identifier for the card generated by CMS
statement_period* requiredstring4Statement period for the card statement summary ..Maximum statement is 12 months from the current date
statement_detailsstatement_date* requiredstring10Billing Date
last_statement_date* requiredstring3Last billing date
statement_opening_balance* requiredstring20Statement Opening balance
statement_closing_balance* requiredstring20Statement Closing balance
due_amountstring20Due amount
due_datestring10Statement due date in format YYYY-MM-DD
full_payment_amountstring20Full payment amount/interest free amount
interest_this_statementstring20Interest amount in selected statement
statement_available_balance* requiredstring20Available amount at the time of statement
reward_programsreward_typestring3Reward type
reward_open_balancestring3Reward open balance
reward_balancestring20Reward balance on the current billing cycle
reward_earnedstring20Reward earned points on the current billing cycle
reward_redeemedstring20Reward redeemed points on the current billing cycle
reward_adjuststring20Reward adjust points on the current billing cycle
reward_total_earnedstring20Reward earned points on the current billing cycle

{
    "NISrvResponse": {
        "response_card_statement_summary": {
            "header": {
                "msg_id": "236001",
                "msg_type": "ENQUIRY",
                "msg_function": "RES_CARD_STATEMENT_SUMMARY",
                "src_application": "IVR",
                "target_application": "CMS",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC",
                "instance_id": "InstanceID"
            },
            "exception_details": {
                "application_name": "TCC-ADP",
                "date_time": "2023-02-01T16:39:47.314+04:00",
                "status": "S",
                "error_code": "000",
                "error_description": "Success"
            },
            "body": {
                "card_identifier_id": "454545XXXXXX1234",
                "card_identifier_type": "CONTRACT_NUMBER\/EXID",
                "statement_period": "string",
                "statement_details": {
                    "statement_date": "15\/12\/2021",
                    "last_statement_date": "",
                    "statement_opening_balance": "0.00",
                    "statement_closing_balance": "-6000.00",
                    "due_amount": "-900.00",
                    "due_date": "05\/01\/2022",
                    "full_payment_amount": "-6000.00",
                    "interest_this_statement": "0.00",
                    "statement_available_balance": "",
                    "reward_programs": [
                        {
                            "reward_type": "",
                            "reward_open_balance": "",
                            "reward_balance": "",
                            "reward_earned": "",
                            "reward_redeemed": "",
                            "reward_adjust": "",
                            "reward_total_earned": ""
                        }
                    ]
                }
            }
        }
    }
}

Code Description
200Sample Description
400Bad Request
401Unauthorized
403Forbidden
500Internal Server Error
502Bad gateway
503Scheduled Maintenance
504Gateway Timeout
596Service Not Found