Prepaid Solutions

Prepaid Solutions

Overview

With our prepaid solution, you can extend prepaid products to customers without constraints such as credit rating, income, or bank account ownership. The solution includes issuer, branch, corporate, or cardholder web-based portals, enabling effortless sales, maintenance, load, and card or customer lifecycle management. These features empower non-banked customers to manage their finances like seasoned professionals, making financial management more accessible and straightforward.

Activate prepaid cards

Users can activate prepaid cards when they are first issued or after they have been deactivated for any reason.

Check card balances

Users can check the balance on a prepaid card in real-time or on a scheduled basis.

View transaction history

Users can view a detailed record of all transactions made with a prepaid card, including the date, time, amount, and location of each transaction.

 

Reload cards

Users can add funds to a prepaid card, either by transferring money from another account or by purchasing a reload card.

Resolve disputes

Users can access a process for resolving disputes or issues that may arise with prepaid card transactions.

 

Manage card accounts

Users can view and manage their prepaid card accounts, including the ability to set spending limits, view transaction history, and update personal information.

 
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Version
Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Create(Post)

The Account Create API allows for the creation of new customer accounts. Parameters include customer ID, card type, branch code, Product code, currency, and custom fields.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Create(Post)

A card creation API in a payment processing company allows users to add a credit or debit card to their account on the payment platform.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Activate(Post)

This API is used for activating newly issued cards or ones that have been renewed. Enables transactions on a new or replaced card by activating it.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Set Pin(Post)

This API enables the setting of a personal identification number (PIN) for a specific card, which can then be used for point of sale or ATM transactions.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Pin Verification(Post)

This API is used to check if a PIN provided by the cardholder matches the one associated with the card, in order to confirm the identity of the cardholder.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Pin Change(Post)

This API allows a cardholder to change their PIN by verifying their current PIN and setting a new one. The new PIN will be used for Point of Sales or ATM transactions.

Status :Production
Version :V2
Product : Prepaid Solutions
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Pin Tries Counter Reset(Post)

This API allows to reset the number of attempts a user has made to enter the correct PIN, in case the user has entered the incorrect PIN multiple times.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get CVV2(Post)

This API allows consumers to retrieve the CVV2 (Card Verification Value 2) for a specific card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Lookup Card Identifier(Post)

This API allows you to obtain an alternative identifier for a given card by using its identifier as input, the API will then return a different type of identifier such as tokenized card identifier.

Status :Production
Version :V2
Product : Prepaid Solutions
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Cards List(Post)

This API obtains a comprehensive listing of all the cards linked to a specific cardholder, including prepaid, credit, and debit cards.

Status :Production
Version :V2
Product : Prepaid Solutions
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Accounts List(Post)

The List of Accounts API is a useful tool for payment processing companies that offer a range of financial products, such as credit cards, debit cards, and bank accounts. This API allows customers to easily view a list of all their accounts with the payment processing company, providing a convenient way to manage their finances and keep track of their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Details Enquiry(Post)

This API is used to retrieve information about a specific card such as the primary account number, the product the card is associated with, the status of the card, and any balances associated with the card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Customer Details(Post)

A customer details enquiry API allows a payment processing company to retrieve information about a customer's account. This could be used, for example, by a merchant to get information about a customer's billing address or by a customer service representative to verify account details.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Transaction(Post)

This API posts a financial transactions on card or account by debiting or crediting the account balance with provided amount and currency.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Statement Summary(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Status Change(Post)

This API is used to change the status of a card or account, such as blocking or unblocking it. It is used primarily for security purposes.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Card Transactions(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Replacement(Post)

This API is used to request a new card to replace a lost, stolen, damaged, or expired card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Client Update(Post)

A client update API in a payment processing company allows users to update information for an existing client account in the payment processing system.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Update(Post)

This API allows for the updating of an existing account for a cardholder.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Update(Post)

The API facilitates the modification of an existing card associated with a specific account and cardholder.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Limits(Post)

This API allows customers to easily view a summary of their limit usage, providing a convenient way to keep track of their spending and manage their finances.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Balance Enquiry(Post)

Obtains information about the card's available funds and balances related to the product type.

Status :Production
Version :V2
Product : Prepaid Solutions
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Switch Restrictions(Post)

This API allows customers to seamlessly switch restrictions on their credit or debit cards, helping them to make decisions about their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
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Update Limits(Post)

This API enables customers to quickly and easily view any limits on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Companies(Post)

This API enables customers to Get the details of the companies

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Restrictions(Post)

This API enables customers to quickly and easily view any restrictions on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Prepaid Solutions
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Bulk Card Create(Post)

Bulk card create can generate a pool of no-name plastic cards ready for instant issuance.

Status :Production
Version :V2
Product : Prepaid Solutions
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Bulk List Of Cards(Post)

Bulk list of cards can be used to check the status of bulk card create requests or to access the list of pre-embossed cards.

Status :Production
Version :V2
Product : Prepaid Solutions
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Bulk Card Summary(Post)

Bulk card summary can be used to check summary of the cards available in stock.

Status :Production
Version :V2
Product : Prepaid Solutions
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Bulk Move Cards(Post)

Bulk move cards can be used to move card/list of cards or batches from one client to another.

Status :Production
Version :V2
Product : Prepaid Solutions
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OnlineEmbossing(Post)

This API is used to immediately send a request for card embossing.

Status :Production
Version :V2
Product : Prepaid Solutions
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P2P Transfer(Post)

This API facilitates debiting from the "source identifier" and crediting to the "target identifier" for the requested amount within the same financial institution.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Transaction(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Status Change(Post)

This API updates block codes on the account level for an account identifier.

Status :Production
Version :V2
Product : Prepaid Solutions
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Switch MCC(Post)

This API enables or disables MCC groups/codes for a card.

Status :Production
Version :V2
Product : Prepaid Solutions
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Release Pending Authorization(Post)

This API cancels pending authorizations. It will only search for pending authorizations.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get MCC Controls(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Balance Enquiry(Post)

The Account Balance API receives balance details of account numbers.

Status :Production
Version :V2
Product : Prepaid Solutions
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Account Hierarchy Enquiry(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Account Transactions(Post)

This API pulls transactions which are authorized, time_based/posted, or statemented to account.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get Dictionaries MCC(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version :V2
Product : Prepaid Solutions
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Set FXRates(Post)

This service is used by an FI to set FX rates for a currency.

Status :Production
Version :V2
Product : Prepaid Solutions
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Get FXRates(Post)

This service is used by an FI to get FX rates for a currency.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Contact Details(Post)

This API allows fetching the customer contact details.

Status :Production
Version :V2
Product : Prepaid Solutions
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Card Create

Status:

Production

Version:

V2

Product:

Prepaid Solutions

Card Create

Overview

The Card Create API is used to cards for customers. It accepts various parameters such as customer information, account information, card type, and custom fields.

Efficient Card Creation

Quickly create a new card with just a few parameters.

Customizable Features

Customize various card features, including cardholder name, product code, and currency.

Virtual Card Option

Option to create a virtual card with the "card_virtual_indicator" parameter.

Create Client Create Card Create Card

How It Works

The Card Create API is used to create new cards for customers. The API accepts parameters such as customer ID, account number, card type, institution ID, cardholder name, product code, card role, card date open, currency, and custom fields. Once the required parameters are set, the API executes the creation of the new credit card and returns a response indicating the success or failure of the transaction.
If the card is related to multi-currency product, you have 2 options, either to provide the base wallet number in account_number, or to provide the top account number in the same field but to send key “contract_idt_scheme” with value “CN:WALLET_BASE” under custom_fields.

https://api-sandbox.network.global

Card Create

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Status:

Production

Version:

V2

Product:

Prepaid Solutions
/SB/CardServices/Transaction/V2/CardCreate
curl --location --request POST '#{PARAM_URL}' --header 'Authorization: Bearer {{ access_token }}' {custom_headers} --data-raw '#{JSON_PAYLOAD}'
curl --location --request GET 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'
curl --location --request POST 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'

Node Child Node Type Length Description
Authorization* requiredBearer xxxx* requiredstringAuthorization Header (Bearer Token)
Content-Type* requiredapplication/json* requiredstringContent Type

Node TypeTypeLengthDescription
headermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION”
msg_function* requiredstring50Message functions: Should be “REQ_CARD_CREATE”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
bodycustomer_id* requiredstring20Customer ID: Customer Identification number This should be a unique number
account_number* requiredstring64Account number
card_type* requiredstring7Informative value to the request, does not have any functional impact, the value can be PREPAID/CREDIT/DEBIT
cardcustomer_id* requiredstring20Customer ID: Customer Identification number This should be a unique number
account_number* requiredstring64Account number
institution_id* requiredstring5institution id is the code that is created for each bank or FI(it is the same value as bank code), 982 value is just used as an example in Sandbox
card_identifier_typestring20CONTRACT_NUMBER is used for clear card number or EXID which is a unique identifier for the card generated by CMS
card_identifier_idstring32Clear card number generated by FI system. If it was not provided, CMS will generate it
card_expiry_datestring4Format YYMM. If it was not provided, CMS will generate it
cardholder_name* requiredstring21Cardholder name
product_code* requiredstring32Product code, this code is generated by CMS after creating the product, this code is FI spesific code 982_AED_002_P is just used as an example in Sandbox"
card_date_openstring10Date of card contract creation
currency* requiredstring3Informative value to the request, does not have any functional impact, the currency will be taken from the product
card_virtual_indicator* requiredstring1V - Virtual P - Physical
limittypestring32Credit limit, applicable only for credit cards, Type of limit: FIN_LIMIT, CR_LIMIT_PCNT (Supplementary card only)
currencystring3Credit limit currency
valuestring20Credit limit value
custom_fieldskeystring20Custom Tag. Example: contract_idt_scheme
valuestring128Tag value. Example: CONTRACT_NUMBER

{
    "NISrvRequest": {
        "request_card_create": {
            "header": {
                "msg_id": "1593093024",
                "msg_type": "TRANSACTION",
                "msg_function": "REQ_CARD_CREATE",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC"
            },
            "body": {
                "customer_id": "100000027",
                "account_number": "0009821110000000008",
                "card_type": "CREDIT",
                "card": {
                    "customer_id": "100000027",
                    "account_number": "0009821110000000008",
                    "institution_id": "982",
                    "cardholder_name": "JOHN DOE",
                    "product_code": "982_AED_042_P",
                    "card_date_open": "2022-01-01",
                    "currency": "AED",
                    "card_virtual_indicator": "V",
                    "instant_issuance": {
                        "online_embossing": "Y",
                        "embossing_tags": [
                            {
                                "key": "EF.TAG1",
                                "value": "A1B2C3D4E5"
                            }
                        ]
                    },
                    "limit": {},
                    "custom_fields": [
                        {
                            "key": "contract_idt_scheme",
                            "value": "CONTRACT_NUMBER"
                        }
                    ]
                }
            }
        }
    }
}

Node Child Node Type Length Description
Content-Typeapplication/jsonstringContent Type

Node TypeTypeLengthDescription
NISrvResponseresponse_card_createheadermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION”
msg_function* requiredstring50Message functions: Should be “REP_CARD_CREATE”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring15Timestamp of the response - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
exception_detailsapplication_name* requiredstring20Application Name
date_time* requiredstring30Timestamp of the response Format “YYYY-MM-DD HH:MM:SS”
status* requiredstring1Status of the request (S/F)
error_code* requiredstring4EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions)
error_description* requiredstring100Error Description (Check error codes section for the complete list of error codes and error code descriptions)
transaction_ref_idstring20The tracking_id sent in the request will be sent back in response in this field.
bodycard_identifier_id* requiredstring32CardValue of card number, Token number, Ext_number
card_identifier_type* requiredstring20CONTRACT_NUMBER is used for clear card number or EXID which is a unique identifier for the card generated by CMS
masked_pan* requiredstring16Masked PAN
card_virtual_indicator* requiredstring1P- Physical V- Virtual
custom_fieldskeystring32Custom Tag e.g. contract_idt_scheme
valuestring128Custom Tag value

{
    "NISrvResponse": {
        "response_card_create": {
            "header": {
                "msg_id": "236001",
                "msg_type": "TRANSACTION",
                "msg_function": "REP_CARD_CREATE",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T06:49:02.366Z",
                "bank_id": "NIC"
            },
            "exception_details": {
                "application_name": "TCC-ADP",
                "date_time": "2023-02-01T16:39:47.314+04:00",
                "status": "S",
                "error_code": "000",
                "error_description": "Success",
                "transaction_ref_id": "236001"
            },
            "body": {
                "card_identifier_id": "99985101161390700708",
                "card_identifier_type": "EXID",
                "masked_pan": "999851XXXXXX8349",
                "card_virtual_indicator": "V",
                "custom_fields": [
                    {
                        "key": "contract_idt_scheme",
                        "value": "CONTRACT_NUMBER"
                    }
                ]
            }
        }
    }
}

Code Description
200Sample Description
400Bad Request
401Unauthorized
403Forbidden
500Internal Server Error
502Bad gateway
503Scheduled Maintenance
504Gateway Timeout
596Service Not Found