Debit Solutions

Credit Solutions

Overview

Prepaid card services in NI allow users to access and use prepaid cards in the payment processing system. Prepaid cards are a type of payment card that are loaded with a specific amount of funds, which can be used to make purchases or withdraw cash at locations that accept the card.Users of prepaid card services in a payment processing company can typically:

Activate prepaid cards

Users can activate prepaid cards when they are first issued or after they have been deactivated for any reason.

Check card balances

Users can check the balance on a prepaid card in real-time or on a scheduled basis.

View transaction history

Users can view a detailed record of all transactions made with a prepaid card, including the date, time, amount, and location of each transaction.

 

Reload cards

Users can add funds to a prepaid card, either by transferring money from another account or by purchasing a reload card.

Resolve disputes

Users can access a process for resolving disputes or issues that may arise with prepaid card transactions.

Protect against fraud

Users can access measures to detect and prevent fraudulent activity on prepaid cards, such as monitoring for suspicious activity or requiring additional authentication for certain transactions.

 

Manage card accounts

Users can view and manage their prepaid card accounts, including the ability to set spending limits, view transaction history, and update personal information.

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Version
Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Status :Production
Version :V2
Product : Debit Solutions
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Account Create(Post)

The Account Create API allows for the creation of new customer accounts. Parameters include customer ID, card type, branch code, Product code, currency, and custom fields.

Status :Production
Version :V2
Product : Debit Solutions
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Card Create(Post)

A card creation API in a payment processing company allows users to add a credit or debit card to their account on the payment platform.

Status :Production
Version :V2
Product : Debit Solutions
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Card Activate(Post)

This API is used for activating newly issued cards or ones that have been renewed. Enables transactions on a new or replaced card by activating it.

Status :Production
Version :V2
Product : Debit Solutions
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Card Set Pin(Post)

This API enables the setting of a personal identification number (PIN) for a specific card, which can then be used for point of sale or ATM transactions.

Status :Production
Version :V2
Product : Debit Solutions
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Card Pin Verification(Post)

This API is used to check if a PIN provided by the cardholder matches the one associated with the card, in order to confirm the identity of the cardholder.

Status :Production
Version :V2
Product : Debit Solutions
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Card Pin Change(Post)

This API allows a cardholder to change their PIN by verifying their current PIN and setting a new one. The new PIN will be used for Point of Sales or ATM transactions.

Status :Production
Version :V2
Product : Debit Solutions
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Pin Tries Counter Reset(Post)

This API allows to reset the number of attempts a user has made to enter the correct PIN, in case the user has entered the incorrect PIN multiple times.

Status :Production
Version :V2
Product : Debit Solutions
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Get CVV2(Post)

This API allows consumers to retrieve the CVV2 (Card Verification Value 2) for a specific card.

Status :Production
Version :V2
Product : Debit Solutions
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Lookup Card Identifier(Post)

This API allows you to obtain an alternative identifier for a given card by using its identifier as input, the API will then return a different type of identifier such as tokenized card identifier.

Status :Production
Version :V2
Product : Debit Solutions
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Cards List(Post)

This API obtains a comprehensive listing of all the cards linked to a specific cardholder, including prepaid, credit, and debit cards.

Status :Production
Version :V2
Product : Debit Solutions
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Accounts List(Post)

The List of Accounts API is a useful tool for payment processing companies that offer a range of financial products, such as credit cards, debit cards, and bank accounts. This API allows customers to easily view a list of all their accounts with the payment processing company, providing a convenient way to manage their finances and keep track of their spending.

Status :Production
Version :V2
Product : Debit Solutions
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Card Details Enquiry(Post)

This API is used to retrieve information about a specific card such as the primary account number, the product the card is associated with, the status of the card, and any balances associated with the card.

Status :Production
Version :V2
Product : Debit Solutions
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Customer Details(Post)

A customer details enquiry API allows a payment processing company to retrieve information about a customer's account. This could be used, for example, by a merchant to get information about a customer's billing address or by a customer service representative to verify account details.

Status :Production
Version :V2
Product : Debit Solutions
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Card Status Change(Post)

This API is used to change the status of a card or account, such as blocking or unblocking it. It is used primarily for security purposes.

Status :Production
Version :V2
Product : Debit Solutions
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Card Replacement(Post)

This API is used to request a new card to replace a lost, stolen, damaged, or expired card.

Status :Production
Version :V2
Product : Debit Solutions
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Client Update(Post)

A client update API in a payment processing company allows users to update information for an existing client account in the payment processing system.

Status :Production
Version :V2
Product : Debit Solutions
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Account Update(Post)

This API allows for the updating of an existing account for a cardholder.

Status :Production
Version :V2
Product : Debit Solutions
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Card Update(Post)

The API facilitates the modification of an existing card associated with a specific account and cardholder.

Status :Production
Version :V2
Product : Debit Solutions
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Get Limits(Post)

This API allows customers to easily view a summary of their limit usage, providing a convenient way to keep track of their spending and manage their finances.

Status :Production
Version :V2
Product : Debit Solutions
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Switch Restrictions(Post)

This API allows customers to seamlessly switch restrictions on their credit or debit cards, helping them to make decisions about their spending.

Status :Production
Version :V2
Product : Debit Solutions
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Update Limits(Post)

This API enables customers to quickly and easily view any limits on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Debit Solutions
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Get Restrictions(Post)

This API enables customers to quickly and easily view any restrictions on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Debit Solutions
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Bulk Card Create(Post)

Bulk card create can generate a pool of no-name plastic cards ready for instant issuance.

Status :Production
Version :V2
Product : Debit Solutions
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Bulk List Of Cards(Post)

Bulk list of cards can be used to check the status of bulk card create requests or to access the list of pre-embossed cards.

Status :Production
Version :V2
Product : Debit Solutions
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Bulk Card Summary(Post)

Bulk card summary can be used to check summary of the cards available in stock.

Status :Production
Version :V2
Product : Debit Solutions
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Bulk Move Cards(Post)

Bulk move cards can be used to move card/list of cards or batches from one client to another.

Status :Production
Version :V2
Product : Debit Solutions
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OnlineEmbossing(Post)

This API is used to immediately send a request for card embossing.

Status :Production
Version :V2
Product : Debit Solutions
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Account Status Change(Post)

This API updates block codes on the account level for an account identifier.

Status :Production
Version :V2
Product : Debit Solutions
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Switch MCC(Post)

This API enables or disables MCC groups/codes for a card.

Status :Production
Version :V2
Product : Debit Solutions
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Release Pending Authorization(Post)

This API cancels pending authorizations. It will only search for pending authorizations.

Status :Production
Version :V2
Product : Debit Solutions
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Get MCC Controls(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version :V2
Product : Debit Solutions
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Get Account Transactions(Post)

This API pulls transactions which are authorized, time_based/posted, or statemented to account.

Status :Production
Version :V2
Product : Debit Solutions
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Get Dictionaries MCC(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version :V2
Product : Debit Solutions
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Set FXRates(Post)

This service is used by an FI to set FX rates for a currency.

Status :Production
Version :V2
Product : Debit Solutions
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Get FXRates(Post)

This service is used by an FI to get FX rates for a currency.

Status :Production
Version :V2
Product : Debit Solutions
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Card Contact Details(Post)

This API allows fetching the customer contact details.

Status :Production
Version :V2
Product : Debit Solutions
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Get Account Transactions

Status:

Production

Version:

V2

Product:

Debit Solutions

Overview

Account Transaction Details are designed to give businesses access to granular information about individual transactions associated with specific accounts. This API enables the retrieval of comprehensive details for each transaction, including timestamps, transaction types, amounts, and involved parties. By leveraging this API, businesses can streamline financial analysis, reconcile accounts efficiently, and gain valuable insights into transactional patterns and trends.

How It Works

The Account Transaction Details API functions by sending the account ID, transaction type, and dates as parameters. With this information, the API retrieves all related transaction details for the specified account and provides them in the API response.

/AccountServices/Enquiry/V2/GetAccountTransactions

Get Account Transactions

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Status:

Production

Version:

V2

Product:

Debit Solutions
/AccountServices/Enquiry/V2/GetAccountTransactions
curl --location --request POST '#{PARAM_URL}' --header 'Authorization: Bearer {{ access_token }}' {custom_headers} --data-raw '#{JSON_PAYLOAD}'
curl --location --request GET 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'
curl --location --request POST 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'

Node Child Node Type Length Description
Authorization* requiredBearer xxxx* requiredstringAuthorization Header (Bearer Token)
Content-Type* requiredapplication/json* requiredstringContent Type

Node TypeTypeLengthDescription
NISrvRequestrequest_get_account_transactionsheadermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION”
msg_function* requiredstring50Message functions: Should be “REQ_GET_ACCOUNT_TRANSACTIONS”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
bodyaccount_identifier_id* requiredstring32Account Identifier
account_identifier_type* requiredstring20CONTRACT_NUMBER/RBS_NUMBER
transaction_type* requiredstring16authorized, time_based/posted, statemented
date_fromstring10Format DD/MM/YYYY. Maximum interval is 90days. Conditional for posted.
date_tostring10Format DD/MM/YYYY. Maximum interval is 90days.Conditional for posted
statement_periodstring4Format YYMM (Maximum statement is 12 months from the current date).
no_of_transactions_requestedstring2Maximum number of transactions to be fetched in a request. Value should be between 1 and 99 default is 50
requested_page_nostring4Page number of the current request, could be from 1 to 99.
return_mcc_groupstring4To retrun MCC group
condition_filterstring255Filter for aggregate transactions

{
    "NISrvRequest": {
        "request_get_account_transactions": {
            "header": {
                "msg_id": "236001",
                "msg_type": "ENQUIRY",
                "msg_function": "REQ_GET_ACCOUNT_TRANSACTIONS",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC"
            },
            "body": {
                "account_identifier_id": "454545XXXXXX1234",
                "account_identifier_type": "CONTRACT_NUMBER/RBS_NUMBER",
                "transaction_type": "posted",
                "date_from": "01/12/2022",
                "date_to": "29/12/2022",
                "statement_period": "0123",
                "no_of_transactions_requested": "55",
                "requested_page_no": "55",
                "return_mcc_group": "true"
            }
        }
    }
}

Node Child Node Type Length Description
Content-Typeapplication/jsonstringContent Type

Node TypeTypeLengthDescription
NISrvResponseresponse_get_account_transactionsheadermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
msg_function* requiredstring50Message functions: Should be “REP_GET_CARD_TRANSACTIONS”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the response Date & time Format DD/MM/YYYY HH:MM:SS
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
exception_detailsapplication_name* requiredstring20Application Name
date_time* requiredstring30Timestamp of the response Format “YYYY-MM-DD HH:MM:SS”
status* requiredstring1Status of the request (S/F)
error_code* requiredstring4EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions)
error_description* requiredstring100Error Description (Check error codes section for the complete list of error codes and error code descriptions)
transaction_ref_idstring20The tracking_id sent in the request will be sent back in response in this field.
bodyaccount_identifier_id* requiredstring32Account identifier
account_identifier_type* requiredstring20CONTRACT_NUMBER or EXID
transaction_type* requiredstring16Type of the Account transaction the expected values are - authorized, time_based/posted, statemented
date_fromstring10Format YYYY-MM-DD Conditional for posted
date_tostring10Format YYYY-MM-DD Conditional for posted
statement_periodstring4Format YYMM Conditional Mandatory for statemented
no_of_transactions_returned* requiredstring3Number of transactions
no_of_transactions_requestedstring2Maximum number of transactions to be fetched in a request. Value should be between 1 and 99 default is 50
requested_page_nostring4Page number of the current request, could be from 1 to 99.
total_no_of_pagesstring2Total number of requests
condition_filterstring255Condition_filter provided in request
transactioncard_identifier_type* requiredstring20CONTRACT_NUMBER is used for clear card number or EXID which is a unique identifier for the card generated by CMS
card_identifier_id* requiredstring32card_identifier_id
masked_pan* requiredstring16Pan in Masked form
trans_date* requiredstring10Transaction date & the format is DD/MM/YYYY
post_date* requiredstring10Posting date & the format is DD/MM/YYYY
debit_credit_flag* requiredstring1Type of direction
response_code* requiredstring3Return code
description* requiredstring255Transaction description
transaction_ref_number* requiredstring12Transaction reference number
currency* requiredstring3Currency code Ex: AED
amount* requiredstring20Amount
source_currency* requiredstring3Transaction Currency
source_amount* requiredstring20Transaction amount
auth_codestring32Authorization code
merchant_idstring32Merchant ID number
merchant_category_codestring4SIC
merchant_namestring64Merchant Name
merchant_citystring64Merchant City
merchant_countrystring64Merchant Country
transaction_codestring32Transaction code
merchant_category_groupstring20Category Group
trans_idstring20Transaction Id
balance_typestring20RETAIL
loyalty_codestring32Loyalty Code
loyalty_amountstring32Loyalty amount
loyalty_currencystring32Loyalty currency
labelsstring32Labels
transaction_categorystring32Transaction Category
original_contractstring32Original Contract

{
    "NISrvResponse": {
        "response_get_account_transactions": {
            "header": {
                "msg_id": "236001",
                "msg_type": "ENQUIRY",
                "msg_function": "REP_GET_ACCOUNT_TRANSACTIONS",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC"
            },
            "exception_details": {
                "application_name": "TCC-ADP",
                "date_time": "2023-02-01T16:39:47.314+04:00",
                "status": "S",
                "error_code": "000",
                "error_description": "Success",
                "transaction_ref_id": "236001"
            },
            "body": {
                "account_identifier_id": "454545XXXXXX1234",
                "account_identifier_type": "CONTRACT_NUMBER or EXID",
                "transaction_type": "authorized",
                "date_from": "2021-02-02T00:00:00.000Z",
                "date_to": "2021-10-02T00:00:00.000Z",
                "statement_period": "312",
                "no_of_transactions_returned": "019",
                "no_of_transactions_requested": "55",
                "requested_page_no": "55",
                "total_no_of_pages": "55",
                "transaction": {
                    "card_identifier_type": "EXID",
                    "card_identifier_id": "454545XXXXXX1234",
                    "masked_pan": "454545XXXXXX1234",
                    "trans_date": "01\/12\/2022",
                    "post_date": "04\/12\/2022",
                    "debit_credit_flag": "D",
                    "response_code": "00",
                    "description": "",
                    "transaction_ref_number": "00",
                    "currency": "AED",
                    "amount": "210.00",
                    "source_currency": "AED",
                    "source_amount": "210.00",
                    "auth_code": "",
                    "merchant_id": "",
                    "merchant_category_code": "",
                    "merchant_name": "",
                    "merchant_city": "",
                    "merchant_country": "",
                    "transaction_code": "",
                    "merchant_category_group": "",
                    "trans_id": "",
                    "balance_type": ""
                }
            }
        }
    }
}

Code Description
200Sample Description
400Bad Request
401Unauthorized
403Forbidden
500Internal Server Error
502Bad gateway
503Scheduled Maintenance
504Gateway Timeout
596Service Not Found