Debit Solutions

Debit Solutions

Overview

Our centralized solution for Debit Card services allows users to access and use debit cards seamlessly within the payment processing system. Debit cards are linked directly to a user’s bank account, enabling secure purchases and cash withdrawals at locations that accept the card. Users of debit card services in a payment processing company can typically:

Activate Debit cards

Users can activate debit cards when they are first issued or after they have been deactivated for any reason.

Check card balances

Users can check the balance on a debit card in real-time or on a scheduled basis.

View Transaction History

Users can view a detailed record of all transactions made with a debit card, including the date, time, amount, and location of each transaction.

 

Reload cards

Users can add funds to a debit card (if applicable for certain debit/prepaid hybrid models), either by transferring money from another account or by purchasing a reload card.

Resolve disputes

Users can access a process for resolving disputes or issues that may arise with debit card transactions.

Protect against fraud

Users can access measures to detect and prevent fraudulent activity on debit cards, such as monitoring for suspicious activity or requiring additional authentication for certain transactions.

 

Manage card accounts

Users can view and manage their debit card accounts, including the ability to set spending limits, view transaction history, and update personal information.

Download
Version
Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Account Create(Post)

The Account Create API allows for the creation of new customer accounts. Parameters include customer ID, card type, branch code, Product code, currency, and custom fields.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Create(Post)

A card creation API in a payment processing company allows users to add a credit or debit card to their account on the payment platform.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Activate(Post)

This API is used for activating newly issued cards or ones that have been renewed. Enables transactions on a new or replaced card by activating it.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Set Pin(Post)

This API enables the setting of a personal identification number (PIN) for a specific card, which can then be used for point of sale or ATM transactions.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Pin Verification(Post)

This API is used to check if a PIN provided by the cardholder matches the one associated with the card, in order to confirm the identity of the cardholder.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Pin Change(Post)

This API allows a cardholder to change their PIN by verifying their current PIN and setting a new one. The new PIN will be used for Point of Sales or ATM transactions.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Pin Tries Counter Reset(Post)

This API allows to reset the number of attempts a user has made to enter the correct PIN, in case the user has entered the incorrect PIN multiple times.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Get CVV2(Post)

This API allows consumers to retrieve the CVV2 (Card Verification Value 2) for a specific card.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Lookup Card Identifier(Post)

This API allows you to obtain an alternative identifier for a given card by using its identifier as input, the API will then return a different type of identifier such as tokenized card identifier.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Cards List(Post)

This API obtains a comprehensive listing of all the cards linked to a specific cardholder, including prepaid, credit, and debit cards.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Accounts List(Post)

The List of Accounts API is a useful tool for payment processing companies that offer a range of financial products, such as credit cards, debit cards, and bank accounts. This API allows customers to easily view a list of all their accounts with the payment processing company, providing a convenient way to manage their finances and keep track of their spending.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Details Enquiry(Post)

This API is used to retrieve information about a specific card such as the primary account number, the product the card is associated with, the status of the card, and any balances associated with the card.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Customer Details(Post)

A customer details enquiry API allows a payment processing company to retrieve information about a customer's account. This could be used, for example, by a merchant to get information about a customer's billing address or by a customer service representative to verify account details.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Status Change(Post)

This API is used to change the status of a card or account, such as blocking or unblocking it. It is used primarily for security purposes.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Get Card Transactions(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Replacement(Post)

This API is used to request a new card to replace a lost, stolen, damaged, or expired card.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Client Update(Post)

A client update API in a payment processing company allows users to update information for an existing client account in the payment processing system.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Account Update(Post)

This API allows for the updating of an existing account for a cardholder.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Update(Post)

The API facilitates the modification of an existing card associated with a specific account and cardholder.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Get Limits(Post)

This API allows customers to easily view a summary of their limit usage, providing a convenient way to keep track of their spending and manage their finances.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Get Eligible Plans(Post)

The Get Eligible Plans API is a useful tool for payment processing companies that offer credit or debit card services. This API allows customers to easily view a list of plans that they are eligible for, providing a convenient way to compare different plan options and choose the one that best suits their needs.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Limit Change(Post)

The Card Limit Change API is a useful tool for payment processing companies that offer credit or debit card services. This API allows customers to easily change the limit on their card, providing a convenient way to manage their finances and control their spending.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Balance Transfer(Post)

The Balance Transfer API is a powerful tool for payment processing companies that offer balance transfer services. This API allows customers to easily transfer the balance from one credit card to another, providing a convenient way to manage their finances and pay off debt.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
LoanOnCall QuickCash(Post)

The Quick Cash API is a powerful tool for payment processing companies that offer loan services. This API allows customers to apply for and receive loans quickly and easily, providing a convenient and hassle-free way to access credit when needed.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Switch Restrictions(Post)

This API allows customers to seamlessly switch restrictions on their credit or debit cards, helping them to make decisions about their spending.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Update Limits(Post)

This API enables customers to quickly and easily view any limits on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Get Restrictions(Post)

This API enables customers to quickly and easily view any restrictions on their credit or debit cards, helping them to make informed decisions about their spending.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Bulk Card Create(Post)

Bulk card create can generate a pool of no-name plastic cards ready for instant issuance.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Bulk List Of Cards(Post)

Bulk list of cards can be used to check the status of bulk card create requests or to access the list of pre-embossed cards.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Bulk Card Summary(Post)

Bulk card summary can be used to check summary of the cards available in stock.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Bulk Move Cards(Post)

Bulk move cards can be used to move card/list of cards or batches from one client to another.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
OnlineEmbossing(Post)

This API is used to immediately send a request for card embossing.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Account Status Change(Post)

This API updates block codes on the account level for an account identifier.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Switch MCC(Post)

This API enables or disables MCC groups/codes for a card.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Release Pending Authorization(Post)

This API cancels pending authorizations. It will only search for pending authorizations.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Get MCC Controls(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Get Account Transactions(Post)

This API pulls transactions which are authorized, time_based/posted, or statemented to account.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Set FXRates(Post)

This service is used by an FI to set FX rates for a currency.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Get FXRates(Post)

This service is used by an FI to get FX rates for a currency.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Get Eligible Transactions(Post)

This API retrieves a list of transactions that qualify for conversion into an installment plan.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Refinance Transaction(Post)

This API allows the conversion of a specific transaction into an installment plan.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Card Contact Details(Post)

This API allows fetching the customer contact details.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   
Balance Conversion(Post)

IPP Balance Conversion API transaction transfers outstanding principal amounts from IPP plans to Retail plans. It debits the IPP LOAN UNB bucket and credits the "Retail Instalments (technical)" account, then allocates funds to RETAIL plan LOAN buckets following a priority sequence of BIL_PREV, BIL_LAST, and CUR. This enables efficient balance transfers between payment structures while maintaining systematic allocation priorities.

Status :Production
Version :V2
Product : Debit Solutions
Try Out   

Balance Transfer

Status:

Production

Version:

V2

Product:

Debit Solutions

Balance Transfer

Overview

This API allows you to effortlessly transfer funds between accounts. Customize your transfer using optional parameters and receive instant feedback on your transaction.

Streamlined transfer process

The API simplifies the fund transfer process, making it easy for users to transfer funds without any hassle.

Customizable options

Users can tailor their transfers according to their specific needs by utilizing the API's optional parameters.

Detailed transaction feedback

Users receive instant feedback regarding the success or failure of their transactions, ensuring transparency and peace of mind.

How It Works

The Balance Transfer API facilitates fund transfers between accounts using various parameters, including currency, amount, and a brief description of the transfer. A unique reference number and plan number are also included. The API also provides optional parameters, such as interest rates, fees, grace periods, and allocation amounts. Once the parameters are set, the API executes the transfer between the source and destination accounts and returns a response indicating the success or failure of the transaction.

Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.

Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.

Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.

https://api-sandbox.network.global

Balance Transfer

Download

Status:

Production

Version:

V2

Product:

Debit Solutions
/SB/CardServices/Transaction/V2/BalanceTransfer
curl --location --request POST '#{PARAM_URL}' --header 'Authorization: Bearer {{ access_token }}' {custom_headers} --data-raw '#{JSON_PAYLOAD}'
curl --location --request GET 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'
curl --location --request POST 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'

Node Child Node Type Length Description
Authorization* requiredBearer xxxx* requiredstringAuthorization Header (Bearer Token)
Content-Type* requiredapplication/json* requiredstringContent Type

Node TypeTypeLengthDescription
headermsg_id* requiredstring12The msg_id sent in the request will be sent back in response in this field
msg_type* requiredstring12Request Type Default TRANSACTION
msg_function* requiredstring50Function name to be used Default REQ_BALANCE_TRANSFER
src_application* requiredstring10Source requesting channel Ex IVR
target_application* requiredstring10Target application name Ex PCMS
timestamp* requiredstring30Timestamp of the request Format DD/MM/YYYY HH:MM:SS
bank_id* requiredstring4Source Bank Id Ex bankID
instance_idstring10InstanceID
bodycurrency* requiredstring
amount* requiredstring
description* requiredstring
transaction_ref_number* requiredstring
plan_number* requiredstring
override_optionsnumber_of_portionsstring
interest_ratestring
fee_waivestring
ad-hoc_fee_typestring
ad-hoc_feestring
grace_periodstring
free_period_numberstring
portion_amountstring
allocate_interest_amountstring

{
    "NISrvResponse": {
        "request_balance_transfer": {
            "header": {
                "msg_id": "236001",
                "msg_type": "TRANSACTION",
                "msg_function": "REQ_BALANCE_TRANSFER",
                "src_application": "IVR",
                "target_application": "CMS",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC",
                "instance_id": "InstanceID"
            },
            "body": {
                "currency": "AED",
                "amount": "3000.00",
                "description": "Balance Transfer 270620221110",
                "transaction_ref_number": "11100521",
                "plan_number": "00166",
                "override_options": {
                    "number_of_portions": "",
                    "interest_rate": "10",
                    "fee_waive": "N",
                    "ad-hoc_fee_type": "F",
                    "ad-hoc_fee": "20",
                    "grace_period": "1",
                    "free_period_number": "1",
                    "portion_amount": "40000",
                    "allocate_interest_amount": "1000"
                }
            }
        }
    }
}

Node Child Node Type Length Description
Content-Typeapplication/jsonstringContent Type

Node TypeTypeLengthDescription
headermsg_id* requiredstring12The msg_id sent in the request will be sent back in response in this field
msg_type* requiredstring12Request Type Default TRANSACTION
msg_function* requiredstring50Function name to be used Default RES_BALANCE_TRANSFER
src_application* requiredstring10Source requesting channel Ex IVR
target_application* requiredstring10Target application name Ex PCMS
timestamp* requiredstring30Timestamp of the request Format DD/MM/YYYY HH:MM:SS
bank_id* requiredstring4Source Bank Id Ex bankID
instance_idstring10InstanceID
exception_details

{
    "NISrvResponse": {
        "response_balance_transfer": {
            "header": {
                "msg_id": "236001",
                "msg_type": "TRANSACTION",
                "msg_function": "RES_BALANCE_TRANSFER",
                "src_application": "IVR",
                "target_application": "CMS",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC",
                "instance_id": "InstanceID"
            },
            "exception_details": {
                "application_name": "TCC-ADP",
                "date_time": "2023-02-01T16:39:47.314+04:00",
                "status": "S",
                "error_code": "000",
                "error_description": "Success"
            }
        }
    }
}

Code Description
200Sample Description
400Bad Request
401Unauthorized
403Forbidden
500Internal Server Error
502Bad gateway
503Scheduled Maintenance
504Gateway Timeout
596Service Not Found