Remittance Services

Card Services

Overview

Our remittance solution provides the facility to initiate cross-border remittance from any sender’s card/account/wallet (via internet/mobile banking) to Recipient bank accounts/digital wallets.  
This solution works for P2P(person-to-person)/A2A(Account-to-account) cross-border payments.

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Version
Create Payout(Post)

The Create Payout API can be used to create the payout transaction to initiate the cross-border remittance payouts via NI.

Status :Production
Version : V2
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Get Exchange Rate (Post)

This service will return real-time exchange rate to be used for calculating the source to destination currency conversion.

Status :Production
Version : V2
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Get Payout (Post)

This service is used to obtain the payout details and latest status of the payout submitted with the payment vendors. It allows Originators to query the real time processing status of account and wallet transactions.

Status :Production
Version : V2
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Cancel Payout(Post)

This service is used to cancel a payout transaction. Originator request to cancel a transaction and stop a payment where the sender sent to an incorrect recipient or wrong amount in the payout instruction or sent a duplicate payout in error.

Status :Production
Version : V2
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Release Payout (Post)

This service is used to release a payout from On-hold status so that it can be processed.

Status :Production
Version : V2
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Get Balance (Post)

This service can be used by banks to check the available balance on prefunding account with selected vendor.

Status :Production
Version : V2
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Get Receipt(Post)

This service brings the receipt details of a completed payout based on the payout ID or the external ID. Currently only supported for bank transfers.

Status :Production
Version : V2
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Get Conversion Rate(Post)

This service returns the exchange rate of the given currency.

Status :Production
Version : V2
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Funds Transfer Inquiry(Post)

Funds Transfer Inquiry.

Status :Production
Version : V2
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Create Funds Transaction(Post)

This service returns the fund transaction status.

Status :Production
Version : V2
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Funds Transaction Query(Post)

This service returns the status of fund transaction.

Status :Production
Version : V2
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Alias Resolve(Post)

Retrieve information about an Alias and the payment credential(s) associated with the Alias.

Status :Production
Version : V2
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Alias Inquiry(Post)

This enables clients to check if an Alias or list of Aliases is available for Alias resolution. The response will indicate the Aliases that are available for Alias resolution. Up to 1000 Aliases can be sent in a single request.

Status :Production
Version : V2
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Funds Transfer Inquiry

Status:

Production

Version:

V2

Category:

Remittance Services

Overview

This service is used to retrieve the key characteristics of a recipient payment card (Permanent Account Number) before initiating fund transfer, like country, card-type, block-status etc.

https://api-sandbox.network.global

Funds Transfer Inquiry

Status:

Production

Version:

V2

Category:

Remittance Services
/Remittance/Enquiry/V2/FundsTransferInquiry
curl --location --request POST '#{PARAM_URL}' --header 'Authorization: Bearer {{ access_token }}' {custom_headers} --data-raw '#{JSON_PAYLOAD}'
curl --location --request GET 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'
curl --location --request POST 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'

Node Child Node Type Length Description
Authorization* requiredBearer xxxx* requiredstringAuthorization Header (Bearer Token)
Content-Type* requiredapplication/json* requiredstringContent Type

Node TypeTypeLengthDescription
NISrvRequestrequest_funds_transfer_inquiryheadermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
msg_function* requiredstring50Static Value - REQ_FUNDS_TRANSFER_INQUIRY
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
tracking_id* requiredstring30Tracking_id of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
bodyprimary_account_number* requiredstring19primary account number(PAN) for which attributes are being requested
retrieval_refernece_number* requiredstring12Reference number for financial transaction
system_trace_audit_number* requiredstring6value used to tie together service calls related to a single financial transaction

{
    "NISrvRequest": {
        "request_funds_transfer_inquiry": {
            "header": {
                "msg_id": "{{$timestamp}}",
                "msg_type": "ENQUIRY",
                "msg_function": "REQ_FUNDS_TRANSFER_INQUIRY",
                "src_application": "MOA",
                "target_application": "VISA",
                "timestamp": "{{timestamp1}}",
                "tracking_id": "{{$randomInt}}",
                "bank_id": "REM"
            },
            "body": {
                "primary_account_number": "4060320000000127",
                "retrieval_refernece_number": "412770452025",
                "system_trace_audit_number": "412770",
                "account_type": "",
                "acquirer_country_code": "",
                "custom_fields": [
                    {
                        "key": "",
                        "value": ""
                    }
                ]
            }
        }
    }
}

Node Child Node Type Length Description
Content-Typeapplication/jsonstringContent Type

Node TypeTypeLengthDescription
NISrvResponseresponse_funds_transfer_inquiryheadermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
msg_function* requiredstring50Static Value - RES_FUNDS_TRANSFER_INQUIRY
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the response Date & time Format DD/MM/YYYY HH:MM:SS
tracking_id* requiredstring30Tracking ID of the response Date & time Format DD/MM/YYYY HH:MM:SS
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
exception_detailsapplication_name* requiredstring20Application Name
date_time* requiredstring30Timestamp of the response Format “YYYY-MM-DD HH:MM:SS”
status* requiredstring1Status of the request (S/F)
error_code* requiredstring4EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions)
error_description* requiredstring100Error Description (Check error codes section for the complete list of error codes and error code descriptions)
transaction_ref_idstring20The tracking_id sent in the request will be sent back in response in this field.
bodybilling_currencyinteger3billing currency of the PAN
billing_currency_code_minor_digitsstring1number of decimal positions in requested billing currency
card_platform_codestring2Type of card
card_product_typestring1Card Product type - Credit/Debit/Prepaid
combo_card_rangestring1Type of combo card
issuer_country_codestring3Recipient's issuer country code
issuer_namestring240Recipient's issuer name
money_transfer_fastfunds_cross_borderstring1cross-border money transfer OCTs are allowed (fast push funds)
money_transfer_fastfunds_domesticstring1domestic money transfer OCTs are allowed (fast push funds)
money_transfer_pushfunds_cross_borderstring1cross-border money transfer OCTs are allowed (push funds)
money_transfer_pushfunds_domesticstring1domestic money transfer OCTs are allowed (push funds)
pull_funds_crossborderstring1cross-border money transfer AFTs (pull funds) are allowed
account_typestring6account type of recipient PAN
account_currency_codestring3currency code for the card billing currency of the PAN
geo_restriction_indstring1if the recipient issuer can accept transactions from originator country
ard_subtype_codestring1type of prepaid card
prepaid_subtype_codestring2subtype code of prepaid card product
custom_fieldskeystring100
valuestring100

{
    "NISrvResponse": {
        "response_funds_transfer_inquiry": {
            "header": {
                "msg_id": "236001",
                "msg_type": "ENQUIRY",
                "msg_function": "RES_FUNDS_TRANSFER_INQUIRY",
                "src_application": "BNK",
                "target_application": "DLOCAL",
                "timestamp": "2024-03-06T11:50:02.366+04:00",
                "tracking_id": "528",
                "bank_id": "NIC"
            },
            "exception_details": {
                "application_name": "TCC-ADP",
                "date_time": "2023-02-01T16:39:47.314+04:00",
                "status": "S",
                "error_code": "000",
                "error_description": "Success",
                "transaction_ref_id": "236001"
            },
            "body": {
                "billing_currency": "000",
                "billing_currency_code_minor_digits": "0",
                "card_platform_code": "",
                "card_product_type": "",
                "combo_card_range": "",
                "issuer_country_code": "",
                "issuer_name": "",
                "money_transfer_fastfunds_cross_border": "",
                "money_transfer_fastfunds_domestic": "",
                "money_transfer_pushfunds_cross_border": "",
                "money_transfer_pushfunds_domestic": "",
                "pull_funds_crossborder": "",
                "account_type": "",
                "account_currency_code": "",
                "geo_restriction_ind": "",
                "ard_subtype_code": "",
                "prepaid_subtype_code": "",
                "custom_fields": [
                    {
                        "key": "",
                        "value": ""
                    }
                ]
            }
        }
    }
}

Code Description
200Sample Description
400Bad Request
401Unauthorized
403Forbidden
500Internal Server Error
502Bad gateway
503Scheduled Maintenance
504Gateway Timeout
596Service Not Found

How It Works

Follow the steps below. For more details, read the Quick Start Guide.

1- Process 1

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2- Process 1

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3- Process 1

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4- Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.

5- Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.