Card Services

Overview

Our card services support multiple card types, including Visa, MasterCard, American Express, and Discover, as well as other popular payment methods like Apple Pay and Google Pay. You can also set up recurring payments for your customers, making it easy for them to make regular payments without having to enter their card information every time.Our advanced fraud detection and prevention features use machine learning algorithms to help identify and prevent fraudulent transactions. We also provide detailed reporting and analytics, allowing you to track and analyze payment data and make data-driven decisions.

We also offer multi-currency support, which allows you to accept payments from customers in different parts of the world. And with our 24/7 customer support, you can always count on us to help you resolve any issues related to our card services.Our card services are also fully compliant with all local and international regulations, such as PCI DSS, so you can be confident that you're accepting payments in a secure and compliant manner.

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Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Node	Child Node	Type	Length	Description
Authorization* required	Bearer xxxx* required	string		Authorization Header (Bearer Token)
Content-Type* required	application/json* required	string		Content Type

Node Type				Type	Length	Description
NISrvRequest	request_card_insurance_product	header	msg_id* required	string	12	Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
			msg_type* required	string	12	Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
			msg_function* required	string	50	Message functions: Should be "REQ_CARD_INSURANCE_PRODUCT"
			src_application* required	string	10	Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
			target_application* required	string	10	The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
			timestamp* required	string	30	Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
			bank_id* required	string	4	Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
		body	card_identifier_id* required	string	32	Card Identifier Id
		body	card_identifier_type* required	string	20	CONTRACT_NUMBER is used for clear card number or EXID which is a unique identifier for the card generated by CMS

Node Type						Type	Length	Description
NISrvResponse	response_card_insurance_product	header	msg_id* required			string	12	Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
			msg_type* required			string	12	Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
			msg_function* required			string	50	Message functions: Should be "REP_CARD_INSURANCE_PRODUCT"
			src_application* required			string	10	Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
			target_application* required			string	10	The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
			timestamp* required			string	15	Timestamp of the resopnse - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
			bank_id* required			string	4	Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
		exception_details	application_name* required			string	20	Application Name
			date_time* required			string	30	Timestamp of the response Format “YYYY-MM-DD HH:MM:SS”
			status* required			string	1	Status of the request (S/F)
			error_code* required			string	4	EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions)
			error_description* required			string	100	Error Description (Check error codes section for the complete list of error codes and error code descriptions)
			transaction_ref_id			string	20	The tracking_id sent in the request will be sent back in response in this field.
		body	card_identifier_id* required			string	32	Card identifier id
			card_identifier_type* required			string	20	CONTRACT_NUMBER is used for clear card number or EXID which is a unique identifier for the card generated by CMS
			insurance_products	name		string	255	Name of the insurance (E.g. Credit Shield)
				code		string	2	Code of the insurance - From 01 to 12
				is_active		string	32	Business Reference of Status (CANCELLED\|ACTIVE)
				status_code		string	10	Status Code of the insurance (F,R,U,etc.)
				status_name		string	255	Status name (Enrolled, Cancelled by User, etc.)
				activation_date		string	10	Activation Date
				deactivation_date		string	10	Deactivation Date
				reinstatement_date		string	10	Reinstatement Date
				parameters	insurance_company	string	2	Insurance company code
					grace_period_duration	string	2	Duration of grace period
					grace_period_type	string	2	Type of grace period
					dlq_cancel_auto_reinstate	string	2	Number of auto-reinstatements after delay
					dlq_cancel_man_reinstate	string	2	Number of manual reinstatements after delay
					allow_zero_coverage	string	1	Allow zero coverage
					max_coverage_behavior	string	1	Max coverage behavior
					minimum_fee	string	10	Minimum fee
					base_fee	string	10	Base fee
					percentage	string	5	Percentage
					max_coverage	string	10	Maximum coverage
					max_age	string	3	Maximum age for coverage

Code	Description
200	Sample Description
400	Bad Request
401	Unauthorized
403	Forbidden
500	Internal Server Error
502	Bad gateway
503	Scheduled Maintenance
504	Gateway Timeout
596	Service Not Found

Card Services

Card Services

Overview

Client Create(Post)

Card Create(Post)

Card Activate(Post)

Lookup Card Identifier(Post)

Cards List(Post)

Card Details Enquiry(Post)

Card Statement Summary(Post)

Card Status Change(Post)

Card Replacement(Post)

Client Update(Post)

Card Update(Post)

Card Balance Enquiry(Post)

SMS Webhook(Post)

Bulk Card Create(Post)

Bulk List Of Cards(Post)

Bulk Card Summary(Post)

Bulk Move Cards(Post)

OnlineEmbossing(Post)

Card Activation(Post)

Card Replacement(Post)

Card Renewal(Post)

Pin Action(Post)

Card Direct Debit(Post)

Card Direct Debit Update(Post)

P2P Transfer(Post)

Account Transaction(Post)

Account Status Change(Post)

Switch MCC(Post)

Release Pending Authorization(Post)

Get MCC Controls(Post)

Account Balance Enquiry(Post)

Account Hierarchy Enquiry(Post)

Get Account Transactions(Post)

Get Dictionaries MCC(Post)

Set FXRates(Post)

Get FXRates(Post)

Card Contact Details(Post)

Card Insurance Product(Post)

Card Insurance Product Update(Post)

Card Insurance Product

Status:

Production

Version:

V2

Category:

Card Services

Card Insurance Product

Overview

Insurance Name

Insurance Status

Insurance Activation Date

Insurance Company

How It Works

Card Insurance Product

Status:

Production

Version:

V2

Category:

Card Services

Header Request Parameters

Request Parameters

Sample Request

Header Response parameters

Response parameters

Sample Response

Error Code

How It Works

1- Process 1

2- Process 1

3- Process 1

4- Process 1

5- Process 1