Card Services

Overview

Our card services support multiple card types, including Visa, MasterCard, American Express, and Discover, as well as other popular payment methods like Apple Pay and Google Pay. You can also set up recurring payments for your customers, making it easy for them to make regular payments without having to enter their card information every time.Our advanced fraud detection and prevention features use machine learning algorithms to help identify and prevent fraudulent transactions. We also provide detailed reporting and analytics, allowing you to track and analyze payment data and make data-driven decisions.

We also offer multi-currency support, which allows you to accept payments from customers in different parts of the world. And with our 24/7 customer support, you can always count on us to help you resolve any issues related to our card services.Our card services are also fully compliant with all local and international regulations, such as PCI DSS, so you can be confident that you're accepting payments in a secure and compliant manner.

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Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Node	Child Node	Type	Length	Description
Authorization* required	Bearer xxxx* required	string		Authorization Header (Bearer Token)
Content-Type* required	application/json* required	string		Content Type

Node Type				Type	Length	Description
NISrvRequest	request_get_fx_rates	header	msg_id* required	string	12	Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
			msg_type* required	string	12	Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
			msg_function* required	string	50	Static Value - REQ_GET_FX_RATES
			src_application* required	string	10	Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
			target_application* required	string	10	The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
			timestamp* required	string	30	Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
			bank_id* required	string	4	Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
		body	FIID* required	string	3	Financial Institution ID.
		body	currency	string	3	Currency the rate is fetching.

Node Type					Type	Length	Description
NISrvResponse	response_get_fx_rates	header	msg_id* required		string	12	Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
			msg_type* required		string	12	Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
			msg_function* required		string	50	Static Value - REP_GET_FX_RATES
			src_application* required		string	10	Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
			target_application* required		string	10	The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
			timestamp* required		string	30	Timestamp of the response Date & time Format DD/MM/YYYY HH:MM:SS
			bank_id* required		string	4	Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
		exception_details	application_name* required		string	20	Application Name
			date_time* required		string	30	Timestamp of the response Format “YYYY-MM-DD HH:MM:SS”
			status* required		string	1	Status of the request (S/F)
			error_code* required		string	4	EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions)
			error_description* required		string	100	Error Description (Check error codes section for the complete list of error codes and error code descriptions)
			transaction_ref_id		string	20	The tracking_id sent in the request will be sent back in response in this field.
		body	rates	currency_name	string	3	FX currency name
				currency_code	string	3	FX currency code
				base_currency_name	string	3	Base currency name - Ex: USD
				base_currency_code	string	3	Base currency code
				fx_buy	string	28	FX buying rate
				fx_sell	string	28	FX selling rate
				fx_middle	string	28	FX Middle rate
				cb_rate	string	28	FX Central bank rate
				use_cross_rate	string	28	FX current rate
				fx_type	string	32	FX Type
				seq_val_num	string	18	Sequence Number

Code	Description
200	Sample Description
400	Bad Request
401	Unauthorized
403	Forbidden
500	Internal Server Error
502	Bad gateway
503	Scheduled Maintenance
504	Gateway Timeout
596	Service Not Found

Card Services

Card Services

Overview

Client Create(Post)

Card Create(Post)

Card Activate(Post)

Lookup Card Identifier(Post)

Cards List(Post)

Card Details Enquiry(Post)

Card Statement Summary(Post)

Card Status Change(Post)

Card Replacement(Post)

Client Update(Post)

Card Update(Post)

Card Balance Enquiry(Post)

SMS Webhook(Post)

Bulk Card Create(Post)

Bulk List Of Cards(Post)

Bulk Card Summary(Post)

Bulk Move Cards(Post)

OnlineEmbossing(Post)

Card Activation(Post)

Card Replacement(Post)

Card Renewal(Post)

Pin Action(Post)

Card Direct Debit(Post)

Card Direct Debit Update(Post)

P2P Transfer(Post)

Account Transaction(Post)

Account Status Change(Post)

Switch MCC(Post)

Release Pending Authorization(Post)

Get MCC Controls(Post)

Account Balance Enquiry(Post)

Account Hierarchy Enquiry(Post)

Get Account Transactions(Post)

Get Dictionaries MCC(Post)

Set FXRates(Post)

Get FXRates(Post)

Card Contact Details(Post)

Get FXRates

Status:

Production

Version:

V2

Category:

Card Services

Get FXRates

Status:

Production

Version:

V2

Category:

Card Services

Header Request Parameters

Request Parameters

Sample Request

Header Response parameters

Response parameters

Sample Response

Error Code

How It Works

1- Process 1

2- Process 1

3- Process 1

4- Process 1

5- Process 1