Card Services

Overview

Our card services support multiple card types, including Visa, MasterCard, American Express, and Discover, as well as other popular payment methods like Apple Pay and Google Pay. You can also set up recurring payments for your customers, making it easy for them to make regular payments without having to enter their card information every time.Our advanced fraud detection and prevention features use machine learning algorithms to help identify and prevent fraudulent transactions. We also provide detailed reporting and analytics, allowing you to track and analyze payment data and make data-driven decisions.

We also offer multi-currency support, which allows you to accept payments from customers in different parts of the world. And with our 24/7 customer support, you can always count on us to help you resolve any issues related to our card services.Our card services are also fully compliant with all local and international regulations, such as PCI DSS, so you can be confident that you're accepting payments in a secure and compliant manner.

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Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Node	Child Node	Type	Length	Description
Authorization* required	Bearer xxxx* required	string		Authorization Header (Bearer Token)
Content-Type* required	application/json* required	string		Content Type

Node Type						Type	Length	Description
NISrvRequest	request_P2P_transfer	header	msg_id* required			string	12	Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
			msg_type* required			string	12	Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION”
			msg_function* required			string	50	Static Value - REQ_P2P_TRANSFER
			src_application* required			string	10	Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
			target_application* required			string	10	The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
			timestamp* required			string	30	Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
			bank_id* required			string	4	Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
		body	source_identifier_id* required			string	32	source identifier
			source_identifier_type* required			string	20	CONTRACT_NUMBER or EXID
			target_identifier_id* required			string	32	target identifier
			target_identifier_type* required			string	20	CONTRACT_NUMBER or EXID
			transaction	transaction_code* required		string	32	Transaction code For Payment- PAYCC For Reversal- PAYACC-REV For Debit- DEBITCC For Debit Reversal- DEBITCC-REV
				amount* required		string	20	Amount
				currency* required		string	3	Currency
				description		string	255	Transaction description
				billing_amount		string	20	Billing Amount
				billing_currency		string	3	Billing Currency
				auth_code		string	6	Auth Code
				country		string	3	Country
				city		string	200	City
				counter_party_number		string	20	Source Number
				transaction_ref_number* required		string	12	Transaction reference number
				transaction_date		string	19	Date of transactions
				external_ref_number		string	12	Reference number
				transfer_network		string	40	Network
				rules_data	key	string	32	Custom Tag
				rules_data	value	string	128	Tag value

Node Type					Type	Length	Description
NISrvResponse	response_P2P_transfer	header	msg_id* required		string	12	Unique Source Message ID eg ada123456fdsf
			msg_type* required		string	12	Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION”
			msg_function* required		string	50	Default REP_P2P_TRANSFER
			src_application* required		string	10	Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
			target_application* required		string	10	The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
			timestamp* required		string	15	Timestamp of the response - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
			bank_id* required		string	4	Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
		exception_details	application_name* required		string	20	Application Name
			date_time* required		string	30	Timestamp of the response Format “YYYY-MM-DD HH:MM:SS”
			status* required		string	1	Status of the request (S/F)
			error_code* required		string	4	EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions)
			error_description* required		string	100	Error Description (Check error codes section for the complete list of error codes and error code descriptions)
			transaction_ref_id		string	20	The tracking_id sent in the request will be sent back in response in this field.
		body	tranCode* required		string	3	The transaction code. 101 for auth; 102 for advice; 108 for profile maturation
			source* required		string	10	Name of source application.
			dest* required		string	20	Name of destination application.
			extendedHeader* required		string	10	Extended header.
			response_record_version* required		string	1	The response_record_version specifies the version of the scoring response layout.
			score_count* required		string	2	The number of scores in the response message and has values from 0 to 8.
			decision_count* required		string	2	The number of decisions in the response message and has values from 0 to 10.
			scoring_server_id* required		string	4	unique identifier for the Scoring Server host.
			warning		string	50	warning
			decisions	decision_type* required	string	32	Stores the decision type of a type/code pair created by Falcon Rule Expert functions that generate type/code pairs
			decisions	decision_code* required	string	32	Stores the decision code of a type/code
			scores	score* required	string	4	the score returned from the model
				error_code* required	string	4	This is the error code generated by the model during its processing of the transaction to generate a score. A value of 0 or blank indicates no error.
				segment_ID* required	string	8	This field contains the segment ID of the score in the score_1 field
				score_name* required	string	22	Identifier for the score.
				reason_1* required	string	4	Reason the score was generated
				reason_2* required	string	4	Reason the score was generated
				reason_3* required	string	4	Reason the score was generated

Code	Description
200	Sample Description
400	Bad Request
401	Unauthorized
403	Forbidden
500	Internal Server Error
502	Bad gateway
503	Scheduled Maintenance
504	Gateway Timeout
596	Service Not Found

Card Services

Card Services

Overview

Client Create(Post)

Card Create(Post)

Card Activate(Post)

Lookup Card Identifier(Post)

Cards List(Post)

Card Details Enquiry(Post)

Card Statement Summary(Post)

Card Status Change(Post)

Card Replacement(Post)

Client Update(Post)

Card Update(Post)

Card Balance Enquiry(Post)

SMS Webhook(Post)

Bulk Card Create(Post)

Bulk List Of Cards(Post)

Bulk Card Summary(Post)

Bulk Move Cards(Post)

OnlineEmbossing(Post)

Card Activation(Post)

Card Replacement(Post)

Card Renewal(Post)

Pin Action(Post)

Card Direct Debit(Post)

Card Direct Debit Update(Post)

P2P Transfer(Post)

Account Transaction(Post)

Account Status Change(Post)

Switch MCC(Post)

Release Pending Authorization(Post)

Get MCC Controls(Post)

Account Balance Enquiry(Post)

Account Hierarchy Enquiry(Post)

Get Account Transactions(Post)

Get Dictionaries MCC(Post)

Set FXRates(Post)

Get FXRates(Post)

Card Contact Details(Post)

P2P Transfer

Status:

Production

Version:

V2

Category:

Card Services

Overview

How It Works

P2P Transfer

Status:

Production

Version:

V2

Category:

Card Services

Header Request Parameters

Request Parameters

Sample Request

Header Response parameters

Response parameters

Sample Response

Error Code

How It Works

1- Process 1

2- Process 1

3- Process 1

4- Process 1

5- Process 1