Card Services

Overview

Our card services support multiple card types, including Visa, MasterCard, American Express, and Discover, as well as other popular payment methods like Apple Pay and Google Pay. You can also set up recurring payments for your customers, making it easy for them to make regular payments without having to enter their card information every time.Our advanced fraud detection and prevention features use machine learning algorithms to help identify and prevent fraudulent transactions. We also provide detailed reporting and analytics, allowing you to track and analyze payment data and make data-driven decisions.

We also offer multi-currency support, which allows you to accept payments from customers in different parts of the world. And with our 24/7 customer support, you can always count on us to help you resolve any issues related to our card services.Our card services are also fully compliant with all local and international regulations, such as PCI DSS, so you can be confident that you're accepting payments in a secure and compliant manner.

Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Status :Production

Card Create(Post)

A card creation API in a payment processing company allows users to add a credit or debit card to their account on the payment platform.

Status :Production

Card Activate(Post)

This API is used for activating newly issued cards or ones that have been renewed. Enables transactions on a new or replaced card by activating it.

Status :Production

Lookup Card Identifier(Post)

This API allows you to obtain an alternative identifier for a given card by using its identifier as input, the API will then return a different type of identifier such as tokenized card identifier.

Status :Production

Cards List(Post)

This API obtains a comprehensive listing of all the cards linked to a specific cardholder, including prepaid, credit, and debit cards.

Status :Production

Card Details Enquiry(Post)

This API is used to retrieve information about a specific card such as the primary account number, the product the card is associated with, the status of the card, and any balances associated with the card.

Status :Production

Card Statement Summary(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production

Card Status Change(Post)

This API is used to change the status of a card or account, such as blocking or unblocking it. It is used primarily for security purposes.

Status :Production

Card Replacement(Post)

This API is used to request a new card to replace a lost, stolen, damaged, or expired card.

Status :Production

Client Update(Post)

A client update API in a payment processing company allows users to update information for an existing client account in the payment processing system.

Status :Production

Card Update(Post)

The API facilitates the modification of an existing card associated with a specific account and cardholder.

Status :Production

Card Balance Enquiry(Post)

Obtains information about the card's available funds and balances related to the product type.

Status :Production

SMS Webhook(Post)

You will receive notifications when an event in the NI system triggers the need for an SMS notification.

Status :Production

Bulk Card Create(Post)

Bulk card create can generate a pool of no-name plastic cards ready for instant issuance.

Status :Production

Bulk List Of Cards(Post)

Bulk list of cards can be used to check the status of bulk card create requests or to access the list of pre-embossed cards.

Status :Production

Bulk Card Summary(Post)

Bulk card summary can be used to check summary of the cards available in stock.

Status :Production

Bulk Move Cards(Post)

Bulk move cards can be used to move card/list of cards or batches from one client to another.

Status :Production

OnlineEmbossing(Post)

This API is used to immediately send a request for card embossing.

Status :Production

Card Activation(Post)

This webbook serves to instantly inform your system whenever a card is being activated or has finished activation.

Status :Production

Card Replacement(Post)

This webbook serves to promptly inform your system whenever a card replacement occurs. This helps ensure that important card management activities are communicated accurately and on time. Card replacements are crucial in banking because they affect customer accounts, security, and transaction abilities.

Status :Production

Card Renewal(Post)

This webbook serves to promptly inform your system when a card is renewed. It's a key part of managing cards and providing good customer service. Card renewals are important events that affect both the institution and its customers.

Status :Production

Pin Action(Post)

This webbook serves to promptly inform your system whenever there are PIN-related actions performed on a card. It's important for maintaining card security, overseeing operations, and meeting regulatory requirements in finance. PIN-related actions, as of now we support reset pin counter only.

Status :Production

Card Direct Debit(Post)

This API retrieves direct debit details of specific account details.

Status :Production

Card Direct Debit Update(Post)

This API receives updates on direct debit details of specific accounts used by the bank.

Status :Production

P2P Transfer(Post)

This API facilitates debiting from the "source identifier" and crediting to the "target identifier" for the requested amount within the same financial institution.

Status :Production

Account Transaction(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production

Account Status Change(Post)

This API updates block codes on the account level for an account identifier.

Status :Production

Switch MCC(Post)

This API enables or disables MCC groups/codes for a card.

Status :Production

Release Pending Authorization(Post)

This API cancels pending authorizations. It will only search for pending authorizations.

Status :Production

Get MCC Controls(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production

Account Balance Enquiry(Post)

The Account Balance API receives balance details of account numbers.

Status :Production

Account Hierarchy Enquiry(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production

Get Account Transactions(Post)

This API pulls transactions which are authorized, time_based/posted, or statemented to account.

Status :Production

Get Dictionaries MCC(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production

Set FXRates(Post)

This service is used by an FI to set FX rates for a currency.

Status :Production

Get FXRates(Post)

This service is used by an FI to get FX rates for a currency.

Status :Production

Card Contact Details(Post)

This API allows fetching the customer contact details.

Status :Production

OnlineEmbossing

Status:

Production

Version:

V2

Category:

Card Services

Overview

The online embossing API is developed to automate and streamline the process of embossing cards with customer details. This API ensures that the card embossing process is efficient, accurate, and integrated online.

Data Transmission

Securely sends cardholder data (such as name, card number, expiration date) to the embossing machine.

Job Management

Handles job creation, tracking, and status updates for each embossing request.

Error Handling

Provides feedback on errors or issues during the embossing process, enabling quick resolution.

How It Works

When you use the Online Embossing API, you will be able to:

1. Generate the essential security values required for each card, ensuring the highest level of security.

2. Send a request to perso bureau for card emabossing.

3. Receive updates on the card's status based on the outcome of the printing process, ensuring that your system reflects the accurate status of each card.

Process 1

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Process 1

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Process 1

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Node	Child Node	Type	Length	Description
Authorization* required	Bearer xxxx* required	string		Authorization Header (Bearer Token)
Content-Type* required	application/json* required	string		Content Type

{"NISrvRequest":{"request_online_embossing":{"header":{"msg_id":"236001","msg_type":"TRANSACTION","msg_function":"REQ_ONLINE_EMBOSSING","src_application":"BNK","target_application":"WAY4","timestamp":"2020-07-20T10:49:02.366+04:00","bank_id":"NIC"},"body":{"card_identifier_id":"99984104111610175918","card_identifier_type":"EXID","card_expiry_date":"YYMM","card_sequence_number":"1","request_id":"EMB98201011970000001B154B5A2B"}}}}

{
    "NISrvRequest": {
        "request_online_embossing": {
            "header": {
                "msg_id": "236001",
                "msg_type": "TRANSACTION",
                "msg_function": "REQ_ONLINE_EMBOSSING",
                "src_application": "BNK",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC"
            },
            "body": {
                "card_identifier_id": "99984104111610175918",
                "card_identifier_type": "EXID",
                "card_expiry_date": "YYMM",
                "card_sequence_number": "1",
                "request_id": "EMB98201011970000001B154B5A2B"
            }
        }
    }
}

Node	Child Node	Type	Length	Description
Content-Type	application/json	string		Content Type

{"NISrvResponse":{"response_online_embossing":{"header":{"msg_id":"236001","msg_type":"TRANSACTION","msg_function":"REP_ONLINE_EMBOSSING","src_application":"IVR","target_application":"WAY4","timestamp":"2020-07-20T10:49:02.366+04:00","bank_id":"NIC"},"exception_details":{"application_name":"TCC-ADP","date_time":"2023-02-01T16:39:47.314+04:00","status":"S","error_code":"000","error_description":"Success","transaction_ref_id":"236001"},"body":{"request_id":"EMB98201011970000001B154B5A2B"}}}}

{
    "NISrvResponse": {
        "response_online_embossing": {
            "header": {
                "msg_id": "236001",
                "msg_type": "TRANSACTION",
                "msg_function": "REP_ONLINE_EMBOSSING",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC"
            },
            "exception_details": {
                "application_name": "TCC-ADP",
                "date_time": "2023-02-01T16:39:47.314+04:00",
                "status": "S",
                "error_code": "000",
                "error_description": "Success",
                "transaction_ref_id": "236001"
            },
            "body": {
                "request_id": "EMB98201011970000001B154B5A2B"
            }
        }
    }
}

Code	Description
200	Sample Description
400	Bad Request
401	Unauthorized
403	Forbidden
500	Internal Server Error
502	Bad gateway
503	Scheduled Maintenance
504	Gateway Timeout
596	Service Not Found