Card Services

Card Services

Overview

Our card services support multiple card types, including Visa, MasterCard, American Express, and Discover, as well as other popular payment methods like Apple Pay and Google Pay. You can also set up recurring payments for your customers, making it easy for them to make regular payments without having to enter their card information every time.Our advanced fraud detection and prevention features use machine learning algorithms to help identify and prevent fraudulent transactions. We also provide detailed reporting and analytics, allowing you to track and analyze payment data and make data-driven decisions.

We also offer multi-currency support, which allows you to accept payments from customers in different parts of the world. And with our 24/7 customer support, you can always count on us to help you resolve any issues related to our card services.Our card services are also fully compliant with all local and international regulations, such as PCI DSS, so you can be confident that you're accepting payments in a secure and compliant manner.

 
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Version
Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Status :Production
Version : V2
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Card Create(Post)

A card creation API in a payment processing company allows users to add a credit or debit card to their account on the payment platform.

Status :Production
Version : V2
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Card Activate(Post)

This API is used for activating newly issued cards or ones that have been renewed. Enables transactions on a new or replaced card by activating it.

Status :Production
Version : V2
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Lookup Card Identifier(Post)

This API allows you to obtain an alternative identifier for a given card by using its identifier as input, the API will then return a different type of identifier such as tokenized card identifier.

Status :Production
Version : V2
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Cards List(Post)

This API obtains a comprehensive listing of all the cards linked to a specific cardholder, including prepaid, credit, and debit cards.

Status :Production
Version : V2
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Card Details Enquiry(Post)

This API is used to retrieve information about a specific card such as the primary account number, the product the card is associated with, the status of the card, and any balances associated with the card.

Status :Production
Version : V2
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Card Statement Summary(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production
Version : V2
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Card Status Change(Post)

This API is used to change the status of a card or account, such as blocking or unblocking it. It is used primarily for security purposes.

Status :Production
Version : V2
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Card Replacement(Post)

This API is used to request a new card to replace a lost, stolen, damaged, or expired card.

Status :Production
Version : V2
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Client Update(Post)

A client update API in a payment processing company allows users to update information for an existing client account in the payment processing system.

Status :Production
Version : V2
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Card Update(Post)

The API facilitates the modification of an existing card associated with a specific account and cardholder.

Status :Production
Version : V2
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Card Balance Enquiry(Post)

Obtains information about the card's available funds and balances related to the product type.

Status :Production
Version : V2
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SMS Webhook(Post)

You will receive notifications when an event in the NI system triggers the need for an SMS notification.

Status :Production
Version : V2
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Bulk Card Create(Post)

Bulk card create can generate a pool of no-name plastic cards ready for instant issuance.

Status :Production
Version : V2
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Bulk List Of Cards(Post)

Bulk list of cards can be used to check the status of bulk card create requests or to access the list of pre-embossed cards.

Status :Production
Version : V2
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Bulk Card Summary(Post)

Bulk card summary can be used to check summary of the cards available in stock.

Status :Production
Version : V2
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Bulk Move Cards(Post)

Bulk move cards can be used to move card/list of cards or batches from one client to another.

Status :Production
Version : V2
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OnlineEmbossing(Post)

This API is used to immediately send a request for card embossing.

Status :Production
Version : V2
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Card Activation(Post)

This webbook serves to instantly inform your system whenever a card is being activated or has finished activation.

Status :Production
Version : V2
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Card Replacement(Post)

This webbook serves to promptly inform your system whenever a card replacement occurs. This helps ensure that important card management activities are communicated accurately and on time. Card replacements are crucial in banking because they affect customer accounts, security, and transaction abilities.

Status :Production
Version : V2
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Card Renewal(Post)

This webbook serves to promptly inform your system when a card is renewed. It's a key part of managing cards and providing good customer service. Card renewals are important events that affect both the institution and its customers.

Status :Production
Version : V2
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Pin Action(Post)

This webbook serves to promptly inform your system whenever there are PIN-related actions performed on a card. It's important for maintaining card security, overseeing operations, and meeting regulatory requirements in finance. PIN-related actions, as of now we support reset pin counter only.

Status :Production
Version : V2
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Card Direct Debit(Post)

This API retrieves direct debit details of specific account details.

Status :Production
Version : V2
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Card Direct Debit Update(Post)

This API receives updates on direct debit details of specific accounts used by the bank.

Status :Production
Version : V2
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P2P Transfer(Post)

This API facilitates debiting from the "source identifier" and crediting to the "target identifier" for the requested amount within the same financial institution.

Status :Production
Version : V2
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Account Transaction(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version : V2
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Account Status Change(Post)

This API updates block codes on the account level for an account identifier.

Status :Production
Version : V2
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Switch MCC(Post)

This API enables or disables MCC groups/codes for a card.

Status :Production
Version : V2
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Release Pending Authorization(Post)

This API cancels pending authorizations. It will only search for pending authorizations.

Status :Production
Version : V2
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Get MCC Controls(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version : V2
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Account Balance Enquiry(Post)

The Account Balance API receives balance details of account numbers.

Status :Production
Version : V2
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Account Hierarchy Enquiry(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version : V2
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Get Account Transactions(Post)

This API pulls transactions which are authorized, time_based/posted, or statemented to account.

Status :Production
Version : V2
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Get Dictionaries MCC(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version : V2
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Set FXRates(Post)

This service is used by an FI to set FX rates for a currency.

Status :Production
Version : V2
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Get FXRates(Post)

This service is used by an FI to get FX rates for a currency.

Status :Production
Version : V2
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Card Contact Details(Post)

This API allows fetching the customer contact details.

Status :Production
Version : V2
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Bulk List Of Cards

Status:

Production

Version:

V2

Category:

Card Services

Overview

Bulk list of cards can be used for stock management, which lists all generated pre-embossed cards, with the option to request the list by:

  1. client_number: client number used in the bulk card create request
  2. product_code: specific product code
  3. countr_status_code: card status (statuses described in bulk card create)
  4. appl_reg_number: Unique request identifier that we will return as part of the card create response.
  5. batch_idt: batch idt used in the bulk card create request
  6. card_identifier_id: option to filter by specific card or EXID

How It Works

You can retrieve the list of cards, which will include information indicating either this request is in a waiting status, or if it was processed.

There are four statuses for cards:

  1. appl_resp_code: application response code which will indicate if the request was accepted or not.
  2. appl_resp_text: application response text which will give a test description about the request.
  3. appl_posting_status: application posting status which will indicate if the request in waiting status, the expected value if the request is in waiting stats is “Waiting”

If it was processed, we will return the actual list of created cards. You have the option to apply multiple filters to the card list, such as filtering by unique identifier, product, or contract status.

Overview:

Bulk list of cards can be used for stock management, which lists all generated pre-embossed cards, with the option to request the list by:

  • client_number: client number used in the bulk card create request
  • product_code: specific product code
  • countr_status_code: card status (statuses described in bulk card create)
  • appl_reg_number: Unique request identifier that we will return as part of the card create response.
  • batch_idt: batch idt used in the bulk card create request
  • card_identifier_id: option to filter by specific card or EXID

 

 

How it works:

You can retrieve the list of cards, which will include information indicating either this request is in a waiting status, or if it was processed.

If the request was not processed it will return the following:

  • appl_resp_code: application response code which will indicate if the request was accepted or not.
  • appl_resp_text: application response text which will give a test description about the request.
  • appl_posting_status: application posting status which will indicate if the request in waiting status, the expected value if the request is in waiting stats is “Waiting”

If it was processed, we will return the actual list of created cards. You have the option to apply multiple filters to the card list, such as filtering by unique identifier, product, or contract status.

https://api-sandbox.network.global

Bulk List Of Cards

Status:

Production

Version:

V2

Category:

Card Services
/V2/BulkCardIssuance/ListOfCards
<tbody><table class="api-tables"> <thead> <tr><th>Node</th> <th colspan="3">Child Node</th> <th>Type</th> <th>Length</th> <th>Description</th> </tr> </thead><tr><td ><req >* </req></td><td colspan="3"><req >* </req></td><td></td><td></td><td></td></tr></tbody> </table>
curl --location --request GET 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'
curl --location --request POST 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'

Node Child Node Type Length Description
Authorization* requiredBearer xxxx* requiredstringAuthorization Header (Bearer Token)
Content-Type* requiredapplication/json* requiredstringContent Type

Node TypeTypeLengthDescription
NISrvRequestrequest_bulk_card_listheadermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
msg_function* requiredstring50Message functions: Should be “REQ_LIST_OF_BULK_CARD”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
bodyclient_numberstring20Client number/Customer Id or CIF linked to the card
product_codestring50Product Code
product_code_tgtstring50Code of the client card-level product for which this bulk card is suitable
contr_status_codestring32Status of the card in the bulk batch
appl_reg_numberstring60Unique batch id genereted by NI system
batch_idtstring60batch Idt
card_identifier_idstring32Card Identifier Id
card_identifier_typestring20CONTRACT_NUMBER is used for clear card number or EXID which is a unique identifier for the card generated by CMS

{
    "NISrvRequest": {
        "request_bulk_card_list": {
            "header": {
                "msg_id": "236001",
                "msg_type": "ENQUIRY",
                "msg_function": "REQ_LIST_OF_BULK_CARD",
                "src_application": "BNK",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC"
            },
            "body": {
                "client_number": "112233719988744606",
                "product_code": "982_AED_001_BULK",
                "product_code_tgt": "982_AED_001",
                "contr_status_code": "BULK_IN_PROGRESS",
                "appl_reg_number": "BULK_ISS_240314020101",
                "batch_idt": "BT20240703111111",
                "card_identifier_id": "99985101161390700708",
                "card_identifier_type": "EXID"
            }
        }
    }
}

Node Child Node Type Length Description
* *

Node TypeTypeLengthDescription
NISrvResponseresponse_bulk_card_listheadermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY”
msg_function* requiredstring50Message functions: Should be “REP_LIST_OF_BULK_CARD”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the response - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
exception_detailsapplication_name* requiredstring20Application Name
date_time* requiredstring30Timestamp of the response Format “YYYY-MM-DD HH:MM:SS”
status* requiredstring1Status of the request (S/F)
error_code* requiredstring4EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions)
error_description* requiredstring100Error Description (Check error codes section for the complete list of error codes and error code descriptions)
transaction_ref_idstring20The tracking_id sent in the request will be sent back in response in this field.
bodyclientsclient_numberstring20Client number/Customer Id or CIF linked to the card
client_short_namestring255Client short name
batchesbatch_idtstring60batch Idt
cardscard_identifier_idstring32Card Identifier Id
card_identifier_typestring20CONTRACT_NUMBER is used for clear card number or EXID which is a unique identifier for the card generated by CMS
panstring16card number
product_codestring50Product code
product_namestring100Product name
date_openstring10Date of card creation
date_closedstring10Date of closing the card
contr_status_codestring32Status of the card in the bulk batch
production_statusstring1Card production status, M: Marked for embossing, L: Locked
card_expiry_datestring4Card's expiry date the Format is YYMM
card_namestring21Card embossing name defined on client level should be in Upper case
company_namestring21Embossing company name applied to all the cards
appl_resp_codestring3Application response code
appl_resp_textstring255Application response text
appl_posting_statusstring20Application posting status

{
    "NISrvResponse": {
        "response_bulk_card_list": {
            "header": {
                "msg_id": "236001",
                "msg_type": "ENQUIRY",
                "msg_function": "REP_LIST_OF_BULK_CARD",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC"
            },
            "exception_details": {
                "application_name": "TCC-ADP",
                "date_time": "2023-02-01T16:39:47.314+04:00",
                "status": "S",
                "error_code": "000",
                "error_description": "Success",
                "transaction_ref_id": "236001"
            },
            "body": {
                "clients": [
                    {
                        "client_number": "112233719988744606",
                        "client_short_name": "NI",
                        "batches": [
                            {
                                "batch_idt": "BT20240703111111",
                                "cards": [
                                    {
                                        "card_identifier_id": "99985101161390700708",
                                        "card_identifier_type": "EXID",
                                        "pan": "9998510116139070",
                                        "product_code": "982_AED_001_BULK",
                                        "product_name": "982-PS AED Visa Classic - Bulk",
                                        "date_open": "2022-01-01",
                                        "date_closed": "2022-01-01",
                                        "contr_status_code": "BULK_IN_PROGRESS",
                                        "production_status": "M",
                                        "card_expiry_date": "0528",
                                        "card_name": "JAMES ROBERT",
                                        "company_name": "NI"
                                    }
                                ]
                            }
                        ]
                    }
                ]
            }
        }
    }
}

Node Child Node Type Length Description

How It Works

Follow the steps below. For more details, read the Quick Start Guide.

1- Process 1

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2- Process 1

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3- Process 1

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4- Process 1

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5- Process 1

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