Card Services

Card Services

Overview

Our card services support multiple card types, including Visa, MasterCard, American Express, and Discover, as well as other popular payment methods like Apple Pay and Google Pay. You can also set up recurring payments for your customers, making it easy for them to make regular payments without having to enter their card information every time.Our advanced fraud detection and prevention features use machine learning algorithms to help identify and prevent fraudulent transactions. We also provide detailed reporting and analytics, allowing you to track and analyze payment data and make data-driven decisions.

We also offer multi-currency support, which allows you to accept payments from customers in different parts of the world. And with our 24/7 customer support, you can always count on us to help you resolve any issues related to our card services.Our card services are also fully compliant with all local and international regulations, such as PCI DSS, so you can be confident that you're accepting payments in a secure and compliant manner.

 
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Version
Client Create(Post)

This API is used to create a new cardholder within a financial institution. It can be used to register a new customer and issue them with a card.

Status :Production
Version : V2
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Card Create(Post)

A card creation API in a payment processing company allows users to add a credit or debit card to their account on the payment platform.

Status :Production
Version : V2
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Card Activate(Post)

This API is used for activating newly issued cards or ones that have been renewed. Enables transactions on a new or replaced card by activating it.

Status :Production
Version : V2
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Lookup Card Identifier(Post)

This API allows you to obtain an alternative identifier for a given card by using its identifier as input, the API will then return a different type of identifier such as tokenized card identifier.

Status :Production
Version : V2
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Cards List(Post)

This API obtains a comprehensive listing of all the cards linked to a specific cardholder, including prepaid, credit, and debit cards.

Status :Production
Version : V2
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Card Details Enquiry(Post)

This API is used to retrieve information about a specific card such as the primary account number, the product the card is associated with, the status of the card, and any balances associated with the card.

Status :Production
Version : V2
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Card Statement Summary(Post)

This API is used to Retrieve past transactions made using a specific card.

Status :Production
Version : V2
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Card Status Change(Post)

This API is used to change the status of a card or account, such as blocking or unblocking it. It is used primarily for security purposes.

Status :Production
Version : V2
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Card Replacement(Post)

This API is used to request a new card to replace a lost, stolen, damaged, or expired card.

Status :Production
Version : V2
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Client Update(Post)

A client update API in a payment processing company allows users to update information for an existing client account in the payment processing system.

Status :Production
Version : V2
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Card Update(Post)

The API facilitates the modification of an existing card associated with a specific account and cardholder.

Status :Production
Version : V2
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Card Balance Enquiry(Post)

Obtains information about the card's available funds and balances related to the product type.

Status :Production
Version : V2
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SMS Webhook(Post)

You will receive notifications when an event in the NI system triggers the need for an SMS notification.

Status :Production
Version : V2
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Bulk Card Create(Post)

Bulk card create can generate a pool of no-name plastic cards ready for instant issuance.

Status :Production
Version : V2
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Bulk List Of Cards(Post)

Bulk list of cards can be used to check the status of bulk card create requests or to access the list of pre-embossed cards.

Status :Production
Version : V2
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Bulk Card Summary(Post)

Bulk card summary can be used to check summary of the cards available in stock.

Status :Production
Version : V2
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Bulk Move Cards(Post)

Bulk move cards can be used to move card/list of cards or batches from one client to another.

Status :Production
Version : V2
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OnlineEmbossing(Post)

This API is used to immediately send a request for card embossing.

Status :Production
Version : V2
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Card Activation(Post)

This webbook serves to instantly inform your system whenever a card is being activated or has finished activation.

Status :Production
Version : V2
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Card Replacement(Post)

This webbook serves to promptly inform your system whenever a card replacement occurs. This helps ensure that important card management activities are communicated accurately and on time. Card replacements are crucial in banking because they affect customer accounts, security, and transaction abilities.

Status :Production
Version : V2
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Card Renewal(Post)

This webbook serves to promptly inform your system when a card is renewed. It's a key part of managing cards and providing good customer service. Card renewals are important events that affect both the institution and its customers.

Status :Production
Version : V2
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Pin Action(Post)

This webbook serves to promptly inform your system whenever there are PIN-related actions performed on a card. It's important for maintaining card security, overseeing operations, and meeting regulatory requirements in finance. PIN-related actions, as of now we support reset pin counter only.

Status :Production
Version : V2
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Card Direct Debit(Post)

This API retrieves direct debit details of specific account details.

Status :Production
Version : V2
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Card Direct Debit Update(Post)

This API receives updates on direct debit details of specific accounts used by the bank.

Status :Production
Version : V2
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P2P Transfer(Post)

This API facilitates debiting from the "source identifier" and crediting to the "target identifier" for the requested amount within the same financial institution.

Status :Production
Version : V2
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Account Transaction(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version : V2
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Account Status Change(Post)

This API updates block codes on the account level for an account identifier.

Status :Production
Version : V2
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Switch MCC(Post)

This API enables or disables MCC groups/codes for a card.

Status :Production
Version : V2
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Release Pending Authorization(Post)

This API cancels pending authorizations. It will only search for pending authorizations.

Status :Production
Version : V2
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Get MCC Controls(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version : V2
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Account Balance Enquiry(Post)

The Account Balance API receives balance details of account numbers.

Status :Production
Version : V2
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Account Hierarchy Enquiry(Post)

This API retrieves all accounts within a commercial or multi-currency hierarchy under a specific client ID or account number.

Status :Production
Version : V2
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Get Account Transactions(Post)

This API pulls transactions which are authorized, time_based/posted, or statemented to account.

Status :Production
Version : V2
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Get Dictionaries MCC(Post)

This API retrieves all blocked and/or allowed MCC groups and codes.

Status :Production
Version : V2
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Set FXRates(Post)

This service is used by an FI to set FX rates for a currency.

Status :Production
Version : V2
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Get FXRates(Post)

This service is used by an FI to get FX rates for a currency.

Status :Production
Version : V2
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Card Contact Details(Post)

This API allows fetching the customer contact details.

Status :Production
Version : V2
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Client Update

Status:

Production

Version:

V2

Category:

Card Services

Client Update

Overview

A client update API in a payment processing company allows users to update information for an existing client account in the payment processing system. This API is typically used by merchants or other businesses that want to update their client's information in the payment processing system.

Tokenization

The API uses tokenization to protect sensitive payment information and comply with PCI-DSS.

Customer profile management

The API can be used to update and manage the customer's profile, including options to update or delete the account.

Security

The API uses security measures such as encryption and authentication to protect sensitive customer information and comply with data protection regulations.

How It Works

To use the client update API, users will need to provide the unique client ID for the account they want to update, as well as the new information they want to save. The API will then update the client's information in the payment processing system and confirm that the update was successful.

One of the benefits of using a client update API is that it allows merchants to easily keep their client's information up-to-date in the payment processing system. This can be important for maintaining accurate billing and payment records, and for ensuring that transactions are processed smoothly.

It's important to note that the client update API may have certain security requirements and may require users to authenticate their identity before updating client accounts. This is to protect against unauthorized access and ensure the security and integrity of the payment processing system. Additionally, the API may have certain limits on the types of information that can be updated, or may require users to provide additional documentation or verification before making changes to a client's account.

https://api-sandbox.network.global

Client Update

Download

Status:

Production

Version:

V2

Category:

Card Services
/SB/CardServices/Transaction/V2/ClientUpdate
curl --location --request POST '#{PARAM_URL}' --header 'Authorization: Bearer {{ access_token }}' {custom_headers} --data-raw '#{JSON_PAYLOAD}'
curl --location --request GET 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'
curl --location --request POST 'https://api-sandbox.network.global/v1/tokenkc/generate' \--data-raw '#{JSON_PAYLOAD}'

Node Child Node Type Length Description
Authorization* requiredBearer xxxx* requiredstringAuthorization Header (Bearer Token)
Content-Type* requiredapplication/json* requiredstringContent Type

Node TypeTypeLengthDescription
headermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION”
msg_function* requiredstring50Message functions: Should be “REQ_CLIENT_UPDATE”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call
timestamp* requiredstring30Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
bodycustomer_id* requiredstring20Customer ID: Customer Identification number This should be a unique number
bank_code* requiredstring3Bank code is Unique Id 3 digit number for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – “982” is used
external_client_numberstring20additional identifier for the client that is generated by FI system
card_name* requiredstring21Card embossing name defined on client level (Upper case)
card_type* requiredstring7Values are restricted PREPAID CREDIT DEBIT
personal_detailsgenderstring6Gender
titlestring4Title MR etc
first_name* requiredstring255First Name
last_name* requiredstring255Last Name
middle_namestring255Middle Name
citizenshipstring3Citizenship
marital_statusstring18Marital status
date_of_birth* requiredstring10Birth Date
place_of_birthstring255Birth place
languagestring18Language ISO code
security_namestring255This field is used by Fraud monitoring agents to validate cardholder verification on call. This is not mandatory for issuers not using Fraud monitoring service.
contact_detailshome_phonestring32Home phone
work_phonestring32Work phone
mobile_phone* requiredstring32Mobile phone
emailstring255Email Id
addressesaddress_type* requiredstring20The type of the address, just like multiple phone number types, we can have multiple addresses type . Ex PERMANENT/PRESENT/WORK/HOME
address_line_1* requiredstring255Building Name of the address
address_line_2string255This defines wheather the address belongs to the Landlord or the Tenant.
address_line_3string255House Name or House Number of the address
address_line_4string255Street Name of the address
emailstring255Valid email address of the client
phonestring32Phone number
city* requiredstring255City name
country* requiredstring255Country Code Ex SAU
zipstring32Zip Code
statestring32State
identity_proof_documentnumberstring20An identity number can be any valid id number which is provided by government that may be used to prove a person's identity.
typestring20An identity document's type the expected document types are passport,nationalId,driving licence
expiry_datestring10The identity document's expiry date the format should be - YYYY-MM-DD
supplementary_documentsnumberstring20Supplemental documents are supporting materials
typestring20Supplemental documents are supporting materials
expiry_datestring10YYYY-MM-DD
employment_detailsemployer_namestring64Company Name of the client
incomestring64Income of the client
occupationstring64Occupation/Trade
custom_fieldskey* requiredstring20Custom Tag. Ex: client_type
value* requiredstring128Tag value. Ex: CLIENT_PRIV

{
    "NISrvRequest": {
        "request_client_update": {
            "header": {
                "msg_id": "2360018598",
                "msg_type": "TRANSACTION",
                "msg_function": "REQ_CLIENT_UPDATE",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2020-07-20T10:49:02.366+04:00",
                "bank_id": "NIC"
            },
            "body": {
                "customer_id": "100000027",
                "bank_code": "982",
                "external_client_number": "100000027",
                "card_name": "JAMES ROBERT",
                "card_type": "CREDIT",
                "personal_details": {
                    "gender": "M",
                    "title": "MR",
                    "first_name": "James",
                    "last_name": "Robert",
                    "middle_name": "Ivich",
                    "citizenship": "ARE",
                    "marital_status": "M",
                    "date_of_birth": "1955-08-25",
                    "place_of_birth": "Dubai",
                    "language": "ENG",
                    "security_name": "Tima"
                },
                "contact_details": {
                    "home_phone": "919702310992",
                    "work_phone": "919702310992",
                    "mobile_phone": "919702310992",
                    "email": "James.Robert@network.global"
                },
                "addresses": {
                    "address_type": "PERMANENT",
                    "address_line_1": "Al Mahata Towers",
                    "address_line_2": "LandLord",
                    "address_line_3": "House no - 1105",
                    "address_line_4": "Al Qasmia",
                    "email": "James.Robert@network.global",
                    "phone": "919702310992",
                    "city": "Dubai",
                    "country": "ARE",
                    "zip": "24537",
                    "state": "Dubai"
                },
                "identity_proof_document": {
                    "number": "R589856",
                    "type": "Passport",
                    "expiry_date": "2025-05-20"
                },
                "supplementary_documents": {
                    "number": "R589856",
                    "type": "Passport",
                    "expiry_date": "2025-05-20"
                },
                "employment_details": {
                    "employer_name": "ABC Pvt Ltd",
                    "income": "20000",
                    "occupation": "Engineer"
                },
                "custom_fields": [
                    {
                        "key": "client_type",
                        "value": "CLIENT_PRIV"
                    }
                ]
            }
        }
    }
}

Node Child Node Type Length Description
Content-Typeapplication/jsonstringContent Type

Node TypeTypeLengthDescription
headermsg_id* requiredstring12Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID”
msg_type* requiredstring12Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION”
msg_function* requiredstring50Message functions: Should be “REP_CLIENT_UPDATE”
src_application* requiredstring10Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems
target_application* requiredstring10The target_application sent in the request will be sent back in response in this field
timestamp* requiredstring15Timestamp of the response - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00
bank_id* requiredstring4Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC”
exception_details
bodycustomer_id* requiredstring20Customer ID: Customer Identification number This should be a unique number
bank_code* requiredstring3Bank code is Unique Id 3 digit number for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – “982” is used
client_numberstring20Customer ID: Customer Identification number This should be a unique number
card_name* requiredstring21Card embossing name defined on client level (Upper case)
personal_detailsgenderstring6Gender
titlestring4Title MR etc
first_name* requiredstring255First Name
last_name* requiredstring255Last Name
middle_namestring255Middle Name
citizenship* requiredstring3Citizenship
marital_statusstring18Marital status
date_of_birth* requiredstring10Birth Date
place_of_birthstring255Birth place
languagestring18Language ISO code
security_namestring255This field is used by Fraud monitoring agents to validate cardholder verification on call. This is not mandatory for issuers not using Fraud monitoring service.
contact_detailshome_phonestring32Home phone
work_phonestring32Work phone
mobile_phonestring32Mobile phone
emailstring255Email Id
addressesaddress_type* requiredstring20The type of the address, just like multiple phone number types, we can have multiple addresses type . Ex PERMANENT/PRESENT/WORK/HOME
address_line_1* requiredstring255Building Name of the address
address_line_2string255This defines wheather the address belongs to the Landlord or the Tenant.
address_line_3string255House Name or House Number of the address
address_line_4string255Street Name of the address
emailstring255Valid email address of the client
phonestring32Phone number
city* requiredstring255City name
country* requiredstring255Country Code Ex SAU
zipstring32Zip Code
statestring32State
identity_proof_documentnumberstring20An identity number can be any valid id number which is provided by government that may be used to prove a person's identity.
typestring20An identity document's type the expected document types are passport,nationalId,driving licence
expiry_datestring10The identity document's expiry date the format should be - YYYY-MM-DD
supplementary_documentsnumberstring20Supplemental documents are supporting materials
typestring20Supplemental documents are supporting materials
expiry_datestring10YYYY-MM-DD
employment_detailsemployer_namestring64Company Name of the client
incomestring64Income of the client
occupationstring64Occupation/Trade
custom_fieldskeystring20Custom Tag. Ex: client_type
valuestring128Tag value. Ex: CLIENT_PRIV

{
    "NISrvResponse": {
        "response_client_update": {
            "header": {
                "msg_id": "2360018598",
                "msg_type": "TRANSACTION",
                "msg_function": "REP_CLIENT_UPDATE",
                "src_application": "IVR",
                "target_application": "WAY4",
                "timestamp": "2024-02-15T15:28:02.338+04:00",
                "bank_id": "NIC"
            },
            "exception_details": {
                "application_name": "TCC-ADP",
                "date_time": "2024-02-15T15:28:02.338+04:00",
                "status": "S",
                "error_code": "000",
                "error_description": "Success"
            },
            "body": {
                "customer_id": "100000027",
                "bank_code": "982",
                "external_client_number": "100000027",
                "card_name": "JAMES ROBERT",
                "card_type": "CREDIT",
                "personal_details": {
                    "gender": "M",
                    "title": "Mr",
                    "first_name": "James",
                    "last_name": "Robert",
                    "middle_name": "Ivich",
                    "citizenship": "ARE",
                    "marital_status": "M",
                    "date_of_birth": "1968-08-25",
                    "place_of_birth": "Dubai",
                    "language": "ENG",
                    "security_name": "Tima"
                },
                "contact_details": {
                    "home_phone": "919702310992",
                    "work_phone": "919702310992",
                    "mobile_phone": "919702310992",
                    "email": "James.Robert@network.global"
                },
                "addresses": [
                    {
                        "address_type": "PERMANENT",
                        "address_line_1": "Al Mahata Towers",
                        "address_line_2": "LandLord",
                        "address_line_3": "House no - 1105",
                        "address_line_4": "Al Qasmia",
                        "city": "Dubai",
                        "country": "ARE",
                        "zip": "24537",
                        "state": "Dubai"
                    }
                ],
                "identity_proof_document": [
                    {
                        "number": "R589856",
                        "type": "Passport",
                        "expiry_date": "2025-05-20"
                    }
                ],
                "supplementary_documents": [
                    {
                        "number": "R589856",
                        "type": "Passport",
                        "expiry_date": "2025-05-20"
                    }
                ],
                "employment_details": [
                    {
                        "employer_name": "ABC Pvt Ltd",
                        "income": "20000",
                        "occupation": "Engineer"
                    }
                ],
                "custom_fields": [
                    {
                        "key": "CL-CLIENT_PRIOR",
                        "value": "0"
                    },
                    {
                        "key": "CL-COMPANY_NAME",
                        "value": "ABC Pvt Ltd"
                    },
                    {
                        "key": "CL-DATE_OPEN",
                        "value": "2024-02-08 14:53:23"
                    },
                    {
                        "key": "CL-EMB_NAME_LAST",
                        "value": "JAMES ROBERT"
                    },
                    {
                        "key": "CL-INCOME",
                        "value": "0"
                    },
                    {
                        "key": "CL-IS_STAFF",
                        "value": "N"
                    },
                    {
                        "key": "CL-MOTHER_NAME",
                        "value": "Tima"
                    },
                    {
                        "key": "CL-NAME_FIRST",
                        "value": "James"
                    },
                    {
                        "key": "CL-NAME_LAST",
                        "value": "Robert"
                    },
                    {
                        "key": "CL-NAME_THIRD",
                        "value": "Ivich"
                    },
                    {
                        "key": "CL-NAME_TITLE",
                        "value": "Mr"
                    },
                    {
                        "key": "CL-SAV_ACC_AM",
                        "value": "0"
                    },
                    {
                        "key": "CL-SCORE_LIMIT",
                        "value": "0"
                    },
                    {
                        "key": "CL-SCORE_LIMIT_APPR",
                        "value": "0"
                    },
                    {
                        "key": "CL-SCORE_VAL",
                        "value": "0"
                    },
                    {
                        "key": "CL-SEC_CH_AM",
                        "value": "0"
                    },
                    {
                        "key": "CL-SHORT_NAME",
                        "value": "Robert James"
                    }
                ]
            }
        }
    }
}

Code Description
200Sample Description
400Bad Request
401Unauthorized
403Forbidden
500Internal Server Error
502Bad gateway
503Scheduled Maintenance
504Gateway Timeout
596Service Not Found

How It Works

Follow the steps below. For more details, read the Quick Start Guide.

1- Process 1

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2- Process 1

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3- Process 1

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4- Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.

5- Process 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.