Card Control Services
Overview
Our card control services allow you to manage your customers' cards with ease, providing an extra layer of security and flexibility. You can set custom limits on transactions for each card, such as daily or weekly limits, and even limit transactions to specific merchant categories or locations.
In the event of a lost or stolen card, our platform allows you to quickly block the card to prevent fraudulent transactions. You can also unblock the card when it's found or issue a replacement card directly through the platform.
With our real-time transaction monitoring, you can track your customers' card usage and receive instant alerts for suspicious or unauthorized transactions. This allows you to take immediate action to prevent fraud and protect your customers' accounts.
Update Limits
Status:
Production
Version:
V2
Category:
Card Control Services
Update Limit
Overview99
The Update Limit API is an essential tool for payment processing companies that provide credit or debit card services to their customers. This API allows customers to update their card limit quickly and easily, providing them with greater control over their spending and finances.
Easy to use
The Update Limit API is designed to be easy to use, with a simple and intuitive interface that allows customers to change their card limit in just a few steps. This can be done through the payment processing company's website or mobile app, making it convenient for customers to manage their finances.
Fast processing
The Update Limit API processes limit change requests quickly, allowing customers to adjust their spending limit as needed.
Secure and encrypted
The Update Limit API uses industry-standard encryption to protect customer data and prevent fraud. Customers can feel confident that their personal and financial information is secure when using the API.
Customization options
The Update Limit API allows customers to customize their card limit based on their individual needs and preferences. Customers can choose to increase or decrease their limit, or set a specific spending limit for certain types of transactions
How It Works
The customer initiates a limit change request through the payment processing company's website or mobile app, using the Update Limit API. The payment processing company verifies the customer's identity and the details of the limit change request, using industry-standard security measures to protect customer data and prevent fraud. If the limit change request is approved, the payment processing company processes the change, updating the limits on the customer's card. The customer is notified of the successful limit change, and can view the updated limits on their card through the payment processing company's website or mobile app
Process 1
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Process 1
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Process 1
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Update Limits
Status:
Production
Version:
V2
Category:
Card Control Services
Node | Child Node | Type | Length | Description |
---|---|---|---|---|
Authorization | Bearer xxxx | string | Authorization Header (Bearer Token) | |
Content-Type | application/json | string | Content Type |
Node Type | Type | Length | Description | |||||||
---|---|---|---|---|---|---|---|---|---|---|
NISrvRequest | request_update_usage_limiter | header | msg_id | string | 12 | Message ID, this field should be unique id for each Api call. This will be generated from client side. If the same message ID is used the system will decline the API call with Error Description “Duplicate Message ID” | ||||
msg_type | string | 12 | Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “TRANSACTION” | |||||||
msg_function | string | 50 | Message functions: Should be “REQ_UPDATE_USAGE_LIMITER” | |||||||
src_application | string | 10 | Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems | |||||||
target_application | string | 10 | The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call | |||||||
timestamp | string | 30 | Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00 | |||||||
bank_id | string | 4 | Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC” | |||||||
body | card_identifier_id | string | 32 | card identifier id | ||||||
card_identifier_type | string | 20 | CONTRACT_NUMBER is used for clear card number or EXID which is a unique identifier for the card generated by CMS | |||||||
limit | limit_type | string | 100 | Period | ||||||
currency | string | 3 | Currency | |||||||
max_amount | string | 18 | Maximum overall limit |
{
"NISrvRequest": {
"request_update_usage_limiter": {
"header": {
"msg_id": "236001",
"msg_type": "TRANSACTION",
"msg_function": "REQ_UPDATE_USAGE_LIMITER",
"src_application": "BNK",
"target_application": "CARD_CONTROL",
"timestamp": "2020-07-20T10:49:02.366+04:00",
"bank_id": "NIC"
},
"body": {
"card_identifier_id": "99984100148297467162",
"card_identifier_type": "EXID",
"limit": {
"limit_type": "DAILY",
"max_amount": "1000"
}
}
}
}
}
Node | Child Node | Type | Length | Description | |
---|---|---|---|---|---|
Content-Type | application/json | string | Content Type |
Node Type | Type | Length | Description | |||||||
---|---|---|---|---|---|---|---|---|---|---|
header | msg_id | string | 12 | Unique Source Message ID eg ada123456fdsf | ||||||
msg_type | string | 12 | Message Type – This can have either “TRANSACTION” or “ENQUIRY” As for this API the value expected is “ENQUIRY” | |||||||
msg_function | string | 50 | Default REP_UPDATE_USAGE_LIMITER | |||||||
src_application | string | 10 | Source Application: This is a free Text and the client can populate the source system from where the API is Initiated Example: IVR, IB, MB No Validations of these are kept at Network Systems | |||||||
target_application | string | 10 | The target_application can hold any value from FI side, this can be used by FI to check the target system of the API call | |||||||
timestamp | string | 30 | Timestamp of the request - Format YYYY-MM-DDtHH:MM:SS.SSS+04:00 | |||||||
bank_id | string | 4 | Bank Id is Unique Id 4 digit code for each client and the same will be provided once the client setup is completed in our core system. For sandbox testing – Please use “NIC” | |||||||
exception_details | application_name | string | 20 | Application Name | ||||||
date_time | string | 30 | Timestamp of the response Format YYYY-MM-DD HH:MM:SS | |||||||
status | string | 1 | Status of the request (S/F) | |||||||
error_code | string | 4 | EAI Internal Error Code (Check error codes section for the complete list of error codes and error code descriptions) | |||||||
error_description | string | 100 | Error Description (Check error codes section for the complete list of error codes and error code descriptions) | |||||||
transaction_ref_id | string | 20 | The tracking_id sent in the request will be sent back in response in this field. |
{
"NISrvResponse": {
"respons_update_usage_limiter": {
"header": {
"msg_id": "236001",
"msg_type": "TRANSACTION",
"msg_function": "REP_UPDATE_USAGE_LIMITER",
"src_application": "BNK",
"target_application": "CARD_CONTROL",
"timestamp": "2020-07-20T10:49:02.366+04:00",
"bank_id": "NIC"
},
"exception_details": {
"application_name": "TCC-ADP",
"date_time": "2023-02-01T16:39:47.314+04:00",
"status": "S",
"error_code": "000",
"error_description": "Success",
"transaction_ref_id": "236001"
}
}
}
}
Code | Description |
---|---|
200 | Sample Description |
400 | Bad Request |
401 | Unauthorized |
403 | Forbidden |
500 | Internal Server Error |
502 | Bad gateway |
503 | Scheduled Maintenance |
504 | Gateway Timeout |
596 | Service Not Found |
How It Works
Follow the steps below. For more details, read the Quick Start Guide.
1- Process 1
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2- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
3- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
4- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
5- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.