Buy Now Pay Later
Overview
Our Buy Now Pay Later services provide an easy and flexible payment option for your customers, allowing them to make purchases now and pay for them at a later date. This can help to increase sales by making it easier for customers to make larger purchases, or to buy more frequently.
Our Buy Now Pay Later services also include the ability to set up recurring payments, which can help to increase customer loyalty by making it easy for customers to make regular payments for their purchases. Our platform also allows customers to track and manage their payments, which can help to improve their experience and satisfaction.

Get Eligible Plans (Post)
The Get Eligible Plans API is a useful tool for payment processing companies that offer credit or debit card services. This API allows customers to easily view a list of plans that they are eligible for, providing a convenient way to compare different plan options and choose the one that best suits their needs.

Balance Transfer (Post)
The Balance Transfer API is a powerful tool for payment processing companies that offer balance transfer services. This API allows customers to easily transfer the balance from one credit card to another, providing a convenient way to manage their finances and pay off debt.

LoanOnCall QuickCash (Post)
The Quick Cash API is a powerful tool for payment processing companies that offer loan services. This API allows customers to apply for and receive loans quickly and easily, providing a convenient and hassle-free way to access credit when needed.

Balance Conversion (Post)
IPP Balance Conversion API transaction transfers outstanding principal amounts from IPP plans to Retail plans. It debits the IPP LOAN UNB bucket and credits the "Retail Instalments (technical)" account, then allocates funds to RETAIL plan LOAN buckets following a priority sequence of BIL_PREV, BIL_LAST, and CUR. This enables efficient balance transfers between payment structures while maintaining systematic allocation priorities.

LoanOnCall QuickCash (Post)
The Quick Cash API is a powerful tool for payment processing companies that offer loan services. This API allows customers to apply for and receive loans quickly and easily, providing a convenient and hassle-free way to access credit when needed.
LoanOnCall QuickCash
Status:
Production
Version:
V2
Category:
Buy Now Pay Later
Loan on Call Quick Cash
Overview
The Quick Cash API is a powerful tool for payment processing companies that offer loan services. This API allows customers to apply for and receive loans quickly and easily, providing a convenient and hassle-free way to access credit when needed.
Fast loan approval
The Quick Cash API uses advanced algorithms to assess a customer's loan application in real-time, providing an approval decision within minutes. This allows customers to access the funds they need quickly and without delay.
Flexible repayment options
The Quick Cash API allows customers to choose from a variety of repayment options to suit their needs. Customers can select a repayment schedule that works best for them, whether it's a lump sum payment at the end of the loan term or smaller payments over a longer period of time.
Secure and encrypted
The Quick Cash API uses industry-standard encryption to protect customer data and prevent fraud. Customers can feel confident that their personal and financial information is secure when using the API.
Easy to use
The Quick Cash API is designed to be easy to use, with a simple and intuitive interface that allows customers to apply for a loan in just a few steps. This makes it quick and convenient for customers to access credit when needed.
How It Works
The customer initiates a loan request through the payment processing company's website or mobile app, using the Loan On Call Quick Cash API. The payment processing company verifies the customer's identity and the details of the loan request, using industry-standard security measures to protect customer data and prevent fraud. If the loan request is approved, the payment processing company processes the loan, transferring the funds to the customer's account.
The customer is notified of the approved loan and can view the loan details, including the repayment terms, through the payment processing company's website or mobile app.
Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
Status:
Production
Version:
V2
Category:
Buy Now Pay Later
Node | Child Node | Type | Length | Description |
---|---|---|---|---|
Authorization | Bearer xxxx | string | Authorization Header (Bearer Token) | |
Content-Type | application/json | string | Content Type |
Node Type | Type | Length | Description | |||||||
---|---|---|---|---|---|---|---|---|---|---|
currency | string | 4 | currency | |||||||
amount | string | 20 | amount | |||||||
description | string | 4 | Description | |||||||
transaction_ref_number | string | 20 | Transaction Ref Number | |||||||
override_options | number_of_portions | string | 32 | No of portions | ||||||
interest_rate | string | 32 | Interest Rate | |||||||
fee_waive | string | 32 | Fee Waive | |||||||
ad-hoc_fee_type | string | 32 | Adhoc Fee Type | |||||||
ad-hoc_fee | string | 32 | Adhoc Fee | |||||||
grace_period | string | 32 | Grace Period | |||||||
free_period_number | string | 32 | Free Period Number | |||||||
portion_amount | string | 32 | Portion Amount | |||||||
allocate_interest_amount | string | 32 | Allocate Interest Amount |
{
"currency": "AED",
"amount": "3000.00",
"description": "Loan On Cash 270620221110",
"transaction_ref_number": "11100521",
"plan_number": "00166",
"override_options": {
"number_of_portions": "",
"interest_rate": "10",
"fee_waive": "N",
"ad-hoc_fee_type": "F",
"ad-hoc_fee": "20",
"grace_period": "1",
"free_period_number": "1",
"portion_amount": "40000",
"allocate_interest_amount": "1000"
}
}
Node | Child Node | Type | Length | Description |
---|---|---|---|---|
Content-Type | application/json | string | Content Type |
Node Type | Type | Length | Description | |||||||
---|---|---|---|---|---|---|---|---|---|---|
currency | string | 4 | currency | |||||||
amount | string | 20 | amount | |||||||
description | string | 4 | Description | |||||||
transaction_ref_number | string | 20 | Transaction Ref Number | |||||||
override_options | number_of_portions | string | 32 | No of portions | ||||||
interest_rate | string | 32 | Interest Rate | |||||||
fee_waive | string | 32 | Fee Waive | |||||||
ad-hoc_fee_type | string | 32 | Adhoc Fee Type | |||||||
ad-hoc_fee | string | 32 | Adhoc Fee | |||||||
grace_period | string | 32 | Grace Period | |||||||
free_period_number | string | 32 | Free Period Number | |||||||
portion_amount | string | 32 | Portion Amount | |||||||
allocate_interest_amount | string | 32 | Allocate Interest Amount |
{
"currency": "AED",
"amount": "3000.00",
"description": "Loan On Cash 270620221110",
"transaction_ref_number": "11100521",
"plan_number": "00166",
"override_options": {
"number_of_portions": "",
"interest_rate": "10",
"fee_waive": "N",
"ad-hoc_fee_type": "F",
"ad-hoc_fee": "20",
"grace_period": "1",
"free_period_number": "1",
"portion_amount": "40000",
"allocate_interest_amount": "1000"
}
}
Code | Description |
---|---|
200 | Sample Description |
400 | Bad Request |
401 | Unauthorized |
403 | Forbidden |
500 | Internal Server Error |
502 | Bad gateway |
503 | Scheduled Maintenance |
504 | Gateway Timeout |
596 | Service Not Found |
How It Works
Follow the steps below. For more details, read the Quick Start Guide.
1- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
2- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
3- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
4- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
5- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.