Buy Now Pay Later
Overview
Our Buy Now Pay Later services provide an easy and flexible payment option for your customers, allowing them to make purchases now and pay for them at a later date. This can help to increase sales by making it easier for customers to make larger purchases, or to buy more frequently.
Our Buy Now Pay Later services also include the ability to set up recurring payments, which can help to increase customer loyalty by making it easy for customers to make regular payments for their purchases. Our platform also allows customers to track and manage their payments, which can help to improve their experience and satisfaction.
Get Eligible Plans (Post)
The Get Eligible Plans API is a useful tool for payment processing companies that offer credit or debit card services. This API allows customers to easily view a list of plans that they are eligible for, providing a convenient way to compare different plan options and choose the one that best suits their needs.
Balance Transfer (Post)
The Balance Transfer API is a powerful tool for payment processing companies that offer balance transfer services. This API allows customers to easily transfer the balance from one credit card to another, providing a convenient way to manage their finances and pay off debt.
LoanOnCall QuickCash (Post)
The Quick Cash API is a powerful tool for payment processing companies that offer loan services. This API allows customers to apply for and receive loans quickly and easily, providing a convenient and hassle-free way to access credit when needed.
Balance Conversion (Post)
IPP Balance Conversion API transaction transfers outstanding principal amounts from IPP plans to Retail plans. It debits the IPP LOAN UNB bucket and credits the "Retail Instalments (technical)" account, then allocates funds to RETAIL plan LOAN buckets following a priority sequence of BIL_PREV, BIL_LAST, and CUR. This enables efficient balance transfers between payment structures while maintaining systematic allocation priorities.
LoanOnCall QuickCash (Post)
The Quick Cash API is a powerful tool for payment processing companies that offer loan services. This API allows customers to apply for and receive loans quickly and easily, providing a convenient and hassle-free way to access credit when needed.
Balance Transfer
Status:
Production
Version:
V2
Category:
Buy Now Pay Later
Balance Transfer
Overview
This API allows you to effortlessly transfer funds between accounts. Customize your transfer using optional parameters and receive instant feedback on your transaction.
Streamlined transfer process
The API simplifies the fund transfer process, making it easy for users to transfer funds without any hassle.
Customizable options
Users can tailor their transfers according to their specific needs by utilizing the API's optional parameters.
Detailed transaction feedback
Users receive instant feedback regarding the success or failure of their transactions, ensuring transparency and peace of mind.
How It Works
The Balance Transfer API facilitates fund transfers between accounts using various parameters, including currency, amount, and a brief description of the transfer. A unique reference number and plan number are also included. The API also provides optional parameters, such as interest rates, fees, grace periods, and allocation amounts. Once the parameters are set, the API executes the transfer between the source and destination accounts and returns a response indicating the success or failure of the transaction.
Process 1
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Process 1
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Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
Status:
Production
Version:
V2
Category:
Buy Now Pay Later
| Node | Child Node | Type | Length | Description |
|---|---|---|---|---|
| Authorization | Bearer xxxx | string | Authorization Header (Bearer Token) | |
| Content-Type | application/json | string | Content Type |
| Node Type | Type | Length | Description | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| header | msg_id | string | 12 | The msg_id sent in the request will be sent back in response in this field | ||||||
| msg_type | string | 12 | Request Type Default TRANSACTION | |||||||
| msg_function | string | 50 | Function name to be used Default REQ_BALANCE_TRANSFER | |||||||
| src_application | string | 10 | Source requesting channel Ex IVR | |||||||
| target_application | string | 10 | Target application name Ex PCMS | |||||||
| timestamp | string | 30 | Timestamp of the request Format DD/MM/YYYY HH:MM:SS | |||||||
| bank_id | string | 4 | Source Bank Id Ex bankID | |||||||
| instance_id | string | 10 | InstanceID | |||||||
| body | currency | string | ||||||||
| amount | string | |||||||||
| description | string | |||||||||
| transaction_ref_number | string | |||||||||
| plan_number | string | |||||||||
| override_options | number_of_portions | string | ||||||||
| interest_rate | string | |||||||||
| fee_waive | string | |||||||||
| ad-hoc_fee_type | string | |||||||||
| ad-hoc_fee | string | |||||||||
| grace_period | string | |||||||||
| free_period_number | string | |||||||||
| portion_amount | string | |||||||||
| allocate_interest_amount | string | |||||||||
{
"NISrvResponse": {
"request_balance_transfer": {
"header": {
"msg_id": "236001",
"msg_type": "TRANSACTION",
"msg_function": "REQ_BALANCE_TRANSFER",
"src_application": "IVR",
"target_application": "CMS",
"timestamp": "2020-07-20T10:49:02.366+04:00",
"bank_id": "NIC",
"instance_id": "InstanceID"
},
"body": {
"currency": "AED",
"amount": "3000.00",
"description": "Balance Transfer 270620221110",
"transaction_ref_number": "11100521",
"plan_number": "00166",
"override_options": {
"number_of_portions": "",
"interest_rate": "10",
"fee_waive": "N",
"ad-hoc_fee_type": "F",
"ad-hoc_fee": "20",
"grace_period": "1",
"free_period_number": "1",
"portion_amount": "40000",
"allocate_interest_amount": "1000"
}
}
}
}
}| Node | Child Node | Type | Length | Description | ||||
|---|---|---|---|---|---|---|---|---|
| Content-Type | application/json | string | Content Type | |||||
| Node Type | Type | Length | Description | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| header | msg_id | string | 12 | The msg_id sent in the request will be sent back in response in this field | ||||||
| msg_type | string | 12 | Request Type Default TRANSACTION | |||||||
| msg_function | string | 50 | Function name to be used Default RES_BALANCE_TRANSFER | |||||||
| src_application | string | 10 | Source requesting channel Ex IVR | |||||||
| target_application | string | 10 | Target application name Ex PCMS | |||||||
| timestamp | string | 30 | Timestamp of the request Format DD/MM/YYYY HH:MM:SS | |||||||
| bank_id | string | 4 | Source Bank Id Ex bankID | |||||||
| instance_id | string | 10 | InstanceID | |||||||
| exception_details | ||||||||||
{
"NISrvResponse": {
"response_balance_transfer": {
"header": {
"msg_id": "236001",
"msg_type": "TRANSACTION",
"msg_function": "RES_BALANCE_TRANSFER",
"src_application": "IVR",
"target_application": "CMS",
"timestamp": "2020-07-20T10:49:02.366+04:00",
"bank_id": "NIC",
"instance_id": "InstanceID"
},
"exception_details": {
"application_name": "TCC-ADP",
"date_time": "2023-02-01T16:39:47.314+04:00",
"status": "S",
"error_code": "000",
"error_description": "Success"
}
}
}
}| Code | Description |
|---|---|
| 200 | Sample Description |
| 400 | Bad Request |
| 401 | Unauthorized |
| 403 | Forbidden |
| 500 | Internal Server Error |
| 502 | Bad gateway |
| 503 | Scheduled Maintenance |
| 504 | Gateway Timeout |
| 596 | Service Not Found |
How It Works
Follow the steps below. For more details, read the Quick Start Guide.
1- Process 1
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2- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
3- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
4- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
5- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
