Buy Now Pay Later
Overview
Our Buy Now Pay Later services provide an easy and flexible payment option for your customers, allowing them to make purchases now and pay for them at a later date. This can help to increase sales by making it easier for customers to make larger purchases, or to buy more frequently.
Our Buy Now Pay Later services also include the ability to set up recurring payments, which can help to increase customer loyalty by making it easy for customers to make regular payments for their purchases. Our platform also allows customers to track and manage their payments, which can help to improve their experience and satisfaction.
Get Eligible Plans (Post)
The Get Eligible Plans API is a useful tool for payment processing companies that offer credit or debit card services. This API allows customers to easily view a list of plans that they are eligible for, providing a convenient way to compare different plan options and choose the one that best suits their needs.
Balance Transfer (Post)
The Balance Transfer API is a powerful tool for payment processing companies that offer balance transfer services. This API allows customers to easily transfer the balance from one credit card to another, providing a convenient way to manage their finances and pay off debt.
LoanOnCall QuickCash (Post)
The Quick Cash API is a powerful tool for payment processing companies that offer loan services. This API allows customers to apply for and receive loans quickly and easily, providing a convenient and hassle-free way to access credit when needed.
Balance Conversion (Post)
IPP Balance Conversion API transaction transfers outstanding principal amounts from IPP plans to Retail plans. It debits the IPP LOAN UNB bucket and credits the "Retail Instalments (technical)" account, then allocates funds to RETAIL plan LOAN buckets following a priority sequence of BIL_PREV, BIL_LAST, and CUR. This enables efficient balance transfers between payment structures while maintaining systematic allocation priorities.
LoanOnCall QuickCash (Post)
The Quick Cash API is a powerful tool for payment processing companies that offer loan services. This API allows customers to apply for and receive loans quickly and easily, providing a convenient and hassle-free way to access credit when needed.
Get Eligible Plans
Status:
Production
Version:
V2
Category:
Buy Now Pay Later
Get Eligible Plans
Overview
The 'Get Eligible Plans' API offers personalized plan recommendations based on eligibility criteria, allowing for a seamless and efficient plan selection process. With comprehensive and informative plan details provided, users can make informed decisions about which plan is best for them. Overall, this API streamlines the process of finding the right plan for each user.
Eligibility-based plan recommendations
This API offers personalized plan recommendations based on eligibility criteria, ensuring that customers only see plans that they are eligible for.
Quick and easy plan selection
The 'Get Eligible Plans' API provides a quick and easy way for users to find the best plan for their needs, saving time and effort.
Relevant plan details
The API provides detailed information about the recommended plans, including the plan number, interest rate etc. helping consumers make informed decisions.
How It Works
The 'Get Eligible Plans' API is allows authorized users to retrieve a list of plans that they are eligible for based on certain criteria. To use this API, users must provide information about the card they want to use for the plan, as well as details about the transaction and the type of action they want to perform. The API will then provide a list of eligible plans that match the user's criteria, including details such as the plan name, price, and duration.
Process 1
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Process 1
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Process 1
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Status:
Production
Version:
V2
Category:
Buy Now Pay Later
| Node | Child Node | Type | Length | Description |
|---|---|---|---|---|
| Authorization | Bearer xxxx | string | Authorization Header (Bearer Token) | |
| Content-Type | application/json | string | Content Type |
| Node Type | Type | Length | Description | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| header | msg_id | string | 12 | The msg_id sent in the request will be sent back in response in this field | ||||||
| msg_type | string | 12 | Request Type Default ENQUIRY | |||||||
| msg_function | string | 50 | Function name to be used Default REQ_GET_ELIGIBLE_PLANS | |||||||
| src_application | string | 10 | Source requesting channel Ex IVR | |||||||
| target_application | string | 10 | Target application name Ex PCMS | |||||||
| timestamp | string | 30 | Timestamp of the request Format DD/MM/YYYY HH:MM:SS | |||||||
| bank_id | string | 4 | Source Bank Id Ex bankID | |||||||
| body | card_identifier_id | string | 32 | card identifier | ||||||
| card_identifier_type | string | 20 | CONTRACT_NUMBER or EXID | |||||||
| trans_id | string | 20 | Transaction Id | |||||||
| action | string | 20 | balance_conversion, balance_transfer, loan | |||||||
| balance_amount | string | 20 | Balance amount | |||||||
{
"NISrvRequest": {
"request_get_eligible_plans": {
"header": {
"msg_id": "236001",
"msg_type": "ENQUIRY",
"msg_function": "REQ_GET_ELIGIBLE_PLANS",
"src_application": "IVR",
"target_application": "CMS",
"timestamp": "2020-07-20T10:49:02.366+04:00",
"bank_id": "NIC"
},
"body": {
"card_identifier_id": "99984100148297467162",
"card_identifier_type": "EXID",
"trans_id": "",
"action": "EXID",
"balance_amount": "EXID"
}
}
}
}| Node | Child Node | Type | Length | Description |
|---|---|---|---|---|
| Content-Type | application/json | string | Content Type |
| Node Type | Type | Length | Description | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| header | msg_id | string | 12 | The msg_id sent in the request will be sent back in response in this field | ||||||
| msg_type | string | 12 | Request Type Default ENQUIRY | |||||||
| msg_function | string | 50 | Function name to be used Default RES_GET_ELIGIBLE_PLANS | |||||||
| src_application | string | 10 | Source requesting channel Ex IVR | |||||||
| target_application | string | 10 | Target application name Ex PCMS | |||||||
| timestamp | string | 30 | Timestamp of the request Format DD/MM/YYYY HH:MM:SS | |||||||
| bank_id | string | 4 | Source Bank Id Ex bankID | |||||||
| instance_id | string | 10 | InstanceID | |||||||
| exception_details | ||||||||||
| body | plans | plan_number | string | 5 | Plan number | |||||
| number_of_portions | string | 4 | Number of portions | |||||||
| interest | string | 3 | Interest | |||||||
{
"NISrvResponse": {
"response_get_eligible_plans": {
"header": {
"msg_id": "236001",
"msg_type": "ENQUIRY",
"msg_function": "RES_GET_ELIGIBLE_PLANS",
"src_application": "IVR",
"target_application": "CMS",
"timestamp": "2020-07-20T10:49:02.366+04:00",
"bank_id": "NIC",
"instance_id": "InstanceID"
},
"exception_details": {
"application_name": "TCC-ADP",
"date_time": "2023-02-01T16:39:47.314+04:00",
"status": "S",
"error_code": "000",
"error_description": "Success"
},
"body": {
"plans": [
{
"plan_number": "",
"number_of_portions": "",
"interest": ""
}
]
}
}
}
}| Code | Description |
|---|---|
| 200 | Sample Description |
| 400 | Bad Request |
| 401 | Unauthorized |
| 403 | Forbidden |
| 500 | Internal Server Error |
| 502 | Bad gateway |
| 503 | Scheduled Maintenance |
| 504 | Gateway Timeout |
| 596 | Service Not Found |
How It Works
Follow the steps below. For more details, read the Quick Start Guide.
1- Process 1
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2- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
3- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
4- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
5- Process 1
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Amet, sed at amet cras fringilla adipiscing nunc, in pulvinar. Sagittis pellentesque leo et proin convallis justo vitae in.
